Isabella Bank Corporation (ISBA) vs USCB Financial Holdings, Inc. (USCB)
- Isabella Bank Corporation ISBA 40.32 −0.76%
- USCB Financial Holdings, Inc. USCB 19.79 −0.25%
Isabella Bank Corporation and USCB Financial Holdings, Inc. are both Banks Regional companies. Isabella Bank Corporation and USCB Financial Holdings, Inc. are of similar size ($366.3M and $345.0M). USCB Financial Holdings, Inc. trades at the lower P/E: 12.9× against 13.9×. Isabella Bank Corporation grew revenue faster over the last twelve months: 11.4% against 4.72%. USCB Financial Holdings, Inc. has the higher net margin (18.1% vs 17.5%) and the lower return on invested capital (6.24% vs 12.5%). Both pay a dividend; Isabella Bank Corporation yields more (2.80% vs 2.39%). Across the 19 metrics below, USCB Financial Holdings, Inc. leads on 12 and Isabella Bank Corporation on 7.
Valuation
Profitability
| Metric | ISBA | USCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 72.87% | 61.02% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.50% | 18.05% | 18.82% |
| Free cash flow margin | 22.35% | 30.84% | 17.97% |
| Return on equity | 9.02% | 12.36% | 10.28% |
| Return on assets | 0.95% | 1.00% | 1.13% |
| Return on invested capital | 12.45% | 6.24% | 8.45% |
Growth
Health
Dividend
Size
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