Independent Bank Corp. (INDB) vs Texas Capital Bancshares, Inc. (TCBI)
- Independent Bank Corp. INDB 79.88 +3.63%
- Texas Capital Bancshares, Inc. TCBI 91.15 +0.50%
Independent Bank Corp. and Texas Capital Bancshares, Inc. are both Banks Regional companies. Independent Bank Corp. and Texas Capital Bancshares, Inc. are of similar size ($3.9B and $3.7B). Texas Capital Bancshares, Inc. trades at the lower P/E: 11.7× against 14.4×. Independent Bank Corp. grew revenue faster over the last twelve months: 34.2% against 13.5%. Independent Bank Corp. has the higher net margin (20.3% vs 17.1%) and the lower return on invested capital (7.59% vs 66.5%). Both pay a dividend; Independent Bank Corp. yields more (3.14% vs 0.44%). Across the 19 metrics below, Texas Capital Bancshares, Inc. leads on 12 and Independent Bank Corp. on 7.
Valuation
Profitability
| Metric | INDB | TCBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 75.11% | 65.16% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.31% | 17.05% | 18.66% |
| Free cash flow margin | 22.76% | 23.16% | 21.11% |
| Return on equity | 8.24% | 10.59% | 10.65% |
| Return on assets | 1.21% | 1.05% | 1.13% |
| Return on invested capital | 7.59% | 66.51% | 8.35% |
Growth
Health
Dividend
Size
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