Hoyne Bancorp, Inc. (HYNE) vs OptimumBank Holdings, Inc. (OPHC)
Hoyne Bancorp, Inc. and OptimumBank Holdings, Inc. are both Banks Regional companies. Hoyne Bancorp, Inc. is the larger, with a market value of $133.0M against $117.0M — 1.1× the size. OptimumBank Holdings, Inc. has the higher net margin (24.7% vs 1.14%) and the higher return on invested capital (62.5% vs 0.02%). Across the 12 metrics below, OptimumBank Holdings, Inc. leads on 9 and Hoyne Bancorp, Inc. on 3.
Valuation
Profitability
| Metric | HYNE | OPHC | Banks Regional median |
|---|---|---|---|
| Gross margin | 77.92% | 70.90% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 1.14% | 24.72% | 18.66% |
| Free cash flow margin | (18.89%) | 31.39% | 21.18% |
| Return on equity | 0.21% | 16.68% | 10.64% |
| Return on assets | 0.11% | 1.71% | 1.13% |
| Return on invested capital | 0.02% | 62.53% | 8.33% |
Growth
Health
Dividend
Size
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