Pricing Log in Create free account

Genworth Financial, Inc. (GNW) vs Unum Group (UNM)

Genworth Financial, Inc. and Unum Group are both Insurance Life companies. Unum Group is the larger, with a market value of $14.7B against $3.7B — 4.0× the size. Genworth Financial, Inc. trades at the lower P/E: 17.7× against 21.4×. Unum Group grew revenue faster over the last twelve months: 3.42% against 2.11%. Unum Group has the higher net margin (5.26% vs 2.87%) and the higher return on invested capital (3.94% vs 3.41%). Across the 20 metrics below, Genworth Financial, Inc. leads on 11 and Unum Group on 9.

Valuation

Metric GNW UNM Insurance Life median
P/E 17.74 21.37 12.22
P/S 0.48 1.10 0.75
P/B 0.37 1.35 1.07
Price to free cash flow 8.34 21.12 7.70
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 5.64% 4.68% 8.18%
Free cash flow yield 12.00% 4.73% 11.33%

Profitability

Metric GNW UNM Insurance Life median
Gross margin 29.03% 33.34% 32.44%
Operating margin 6.84% 8.36% 11.31%
Net margin 2.87% 5.26% 6.61%
Free cash flow margin 5.81% 5.19% 15.04%
Return on equity 2.17% 6.35% 8.67%
Return on assets 0.24% 1.11% 0.67%
Return on invested capital 3.41% 3.94% 8.20%

Growth

Metric GNW UNM Insurance Life median
Revenue growth (TTM) 2.11% 3.42% 7.91%
EPS growth (last fiscal year) (20.59%) (54.86%) (20.59%)
Revenue growth, 5-year CAGR (2.49%) (0.13%) 1.08%
Net income growth, 5-year CAGR 4.61% (1.41%) 0.00%

Health

Metric GNW UNM Insurance Life median
Debt to equity 0.15 0.35 0.48
Current ratio 0.28 0.28 0.21
Net debt to EBITDA (0.83) 2.87 0.12

Dividend

Metric GNW UNM Insurance Life median
Dividend yield — 2.06% 2.21%
Payout ratio — 0.44 0.26

Size

Metric GNW UNM Insurance Life median
Market cap 3.68b 14.67b 7.85b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack