Generations Bancorp NY, Inc. (GBNY) vs SHF Holdings, Inc. (SHFS)
Generations Bancorp NY, Inc. and SHF Holdings, Inc. are both Banks Regional companies. Generations Bancorp NY, Inc. is the larger, with a market value of $35.1M against $2.1M — 17.0× the size. Generations Bancorp NY, Inc. grew revenue faster over the last twelve months: 19.2% against −28.6%. Generations Bancorp NY, Inc. has the higher net margin (−13.2% vs −64.1%) and the higher return on invested capital (−4.85% vs −879.5%). Across the 18 metrics below, Generations Bancorp NY, Inc. leads on 10 and SHF Holdings, Inc. on 8.
Valuation
Profitability
| Metric | GBNY | SHFS | Banks Regional median |
|---|---|---|---|
| Gross margin | 51.21% | 100.00% | 69.57% |
| Operating margin | 0.00% | (66.95%) | 0.00% |
| Net margin | (13.15%) | (64.13%) | 18.66% |
| Free cash flow margin | (0.21%) | (56.83%) | 21.18% |
| Return on equity | (7.27%) | 85.14% | 10.64% |
| Return on assets | (0.66%) | (49.79%) | 1.13% |
| Return on invested capital | (4.85%) | (879.51%) | 8.33% |
Growth
Health
Dividend
Size
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