First Seacoast Bancorp Inc. (FSEA) vs FIRST US BANCSH (FUSB)
First Seacoast Bancorp Inc. and FIRST US BANCSH are both Banks Regional companies. FIRST US BANCSH is the larger, with a market value of $90.6M against $80.8M — 1.1× the size. First Seacoast Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; FIRST US BANCSH trades at 12.2×. FIRST US BANCSH grew revenue faster over the last twelve months: 3.61% against 2.81%. FIRST US BANCSH has the higher net margin (12.1% vs 0.15%) and the higher return on invested capital (12.3% vs −0.32%). Across the 17 metrics below, FIRST US BANCSH leads on 15 and First Seacoast Bancorp Inc. on 2.
Valuation
Profitability
| Metric | FSEA | FUSB | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.41% | 65.18% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 0.15% | 12.10% | 18.66% |
| Free cash flow margin | (0.21%) | 16.56% | 21.18% |
| Return on equity | 0.07% | 7.53% | 10.64% |
| Return on assets | 0.01% | 0.68% | 1.13% |
| Return on invested capital | (0.32%) | 12.31% | 8.33% |
Growth
Health
Dividend
Size
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