First Seacoast Bancorp Inc. (FSEA) vs Home Federal Bancorp, Inc. of Louisiana (HFBL)
First Seacoast Bancorp Inc. and Home Federal Bancorp, Inc. of Louisiana are both Banks Regional companies. First Seacoast Bancorp Inc. and Home Federal Bancorp, Inc. of Louisiana are of similar size ($80.8M and $76.1M). First Seacoast Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; Home Federal Bancorp, Inc. of Louisiana trades at 12.7×. Home Federal Bancorp, Inc. of Louisiana grew revenue faster over the last twelve months: 5.66% against 2.81%. Home Federal Bancorp, Inc. of Louisiana has the higher net margin (17.3% vs 0.15%) and the higher return on invested capital (13.5% vs −0.32%). Across the 17 metrics below, Home Federal Bancorp, Inc. of Louisiana leads on 14 and First Seacoast Bancorp Inc. on 3.
Valuation
Profitability
| Metric | FSEA | HFBL | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.41% | 68.79% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 0.15% | 17.27% | 18.66% |
| Free cash flow margin | (0.21%) | 18.93% | 21.18% |
| Return on equity | 0.07% | 10.51% | 10.64% |
| Return on assets | 0.01% | 0.94% | 1.13% |
| Return on invested capital | (0.32%) | 13.49% | 8.33% |
Growth
Health
Dividend
Size
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