Central Plains Bancshares, Inc. (CPBI) vs First Seacoast Bancorp Inc. (FSEA)
Central Plains Bancshares, Inc. and First Seacoast Bancorp Inc. are both Banks Regional companies. Central Plains Bancshares, Inc. and First Seacoast Bancorp Inc. are of similar size ($83.9M and $80.8M). First Seacoast Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; Central Plains Bancshares, Inc. trades at 16.6×. Central Plains Bancshares, Inc. grew revenue faster over the last twelve months: 12.1% against 2.81%. Central Plains Bancshares, Inc. has the higher net margin (14.3% vs 0.15%) and the higher return on invested capital (6.28% vs −0.32%). Across the 15 metrics below, Central Plains Bancshares, Inc. leads on 15 and First Seacoast Bancorp Inc. on 0.
Valuation
Profitability
| Metric | CPBI | FSEA | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.23% | 56.41% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.33% | 0.15% | 18.66% |
| Free cash flow margin | 20.28% | (0.21%) | 21.18% |
| Return on equity | 5.15% | 0.07% | 10.64% |
| Return on assets | 0.85% | 0.01% | 1.13% |
| Return on invested capital | 6.28% | (0.32%) | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack