FS Bancorp, Inc. (FSBW) vs USCB Financial Holdings, Inc. (USCB)
- FS Bancorp, Inc. FSBW 43.03 −1.08%
- USCB Financial Holdings, Inc. USCB 19.79 −0.25%
FS Bancorp, Inc. and USCB Financial Holdings, Inc. are both Banks Regional companies. FS Bancorp, Inc. and USCB Financial Holdings, Inc. are of similar size ($366.3M and $344.5M). FS Bancorp, Inc. trades at the lower P/E: 9.9× against 12.9×. FS Bancorp, Inc. grew revenue faster over the last twelve months: 6.61% against 4.72%. USCB Financial Holdings, Inc. has the higher net margin (18.1% vs 14.6%) and the higher return on invested capital (6.24% vs 4.01%). Both pay a dividend; FS Bancorp, Inc. yields more (2.65% vs 2.39%). Across the 19 metrics below, FS Bancorp, Inc. leads on 13 and USCB Financial Holdings, Inc. on 6.
Valuation
Profitability
| Metric | FSBW | USCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 69.57% | 61.02% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.62% | 18.05% | 18.82% |
| Free cash flow margin | 43.75% | 30.84% | 17.97% |
| Return on equity | 10.64% | 12.36% | 10.28% |
| Return on assets | 1.03% | 1.00% | 1.13% |
| Return on invested capital | 4.01% | 6.24% | 8.45% |
Growth
Health
Dividend
Size
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