stockrowFirst Bank (FRBA) vs Orange County Bancorp, Inc. (OBT)
- First Bank FRBA 19.73 −0.40%
- Orange County Bancorp, Inc. OBT 39.87 +0.03%
First Bank and Orange County Bancorp, Inc. are both Banks Regional companies. First Bank and Orange County Bancorp, Inc. are of similar size ($534.6M and $493.4M). Orange County Bancorp, Inc. trades at the lower P/E: 11.2× against 11.6×. Orange County Bancorp, Inc. grew revenue faster over the last twelve months: 3.32% against 2.77%. Orange County Bancorp, Inc. has the higher net margin (30.8% vs 17.5%) and the higher return on invested capital (523.6% vs 9.34%). Both pay a dividend; First Bank yields more (2.26% vs 1.81%). Across the 19 metrics below, Orange County Bancorp, Inc. leads on 14 and First Bank on 5.
Valuation
Profitability
| Metric | FRBA | OBT | Banks Regional median |
|---|---|---|---|
| Gross margin | 61.42% | 82.32% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.45% | 30.80% | 18.82% |
| Free cash flow margin | 20.80% | 42.03% | 17.97% |
| Return on equity | 9.72% | 16.95% | 10.28% |
| Return on assets | 1.05% | 1.75% | 1.13% |
| Return on invested capital | 9.34% | 523.60% | 8.45% |
Growth
Health
Dividend
Size
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