Shift4 Payments, Inc. (FOUR) vs Teradata Corporation (TDC)

Shift4 Payments, Inc. and Teradata Corporation are both Software Infrastructure companies. Shift4 Payments, Inc. is the larger, with a market value of $3.0B against $2.7B — 1.1× the size. Teradata Corporation trades at the lower P/E: 5.9× against 61.0×. Shift4 Payments, Inc. grew revenue faster over the last twelve months: 32.4% against 0.96%. Teradata Corporation has the higher net margin (27.1% vs 0.92%) and the higher return on invested capital (35.4% vs 4.12%). Across the 22 metrics below, Teradata Corporation leads on 16 and Shift4 Payments, Inc. on 6.

Valuation

Metric FOUR TDC Software Infrastructure median
P/E 61.03 5.89 28.02
P/S 1.27 1.61 3.07
P/B 3.51 4.58 3.36
Price to free cash flow 19.60 3.70 17.12
EV/EBITDA 10.89 10.69 14.91
EV/Sales 2.14 1.40 3.03
Earnings yield 1.64% 16.97% 0.13%
Free cash flow yield 5.10% 27.01% 1.15%

Profitability

Metric FOUR TDC Software Infrastructure median
Gross margin 35.91% 60.79% 61.23%
Operating margin 8.11% 7.51% 0.00%
Net margin 0.92% 27.08% 0.00%
Free cash flow margin 6.50% 43.41% 1.67%
Return on equity 3.20% 119.12% 0.59%
Return on assets 0.56% 26.98% 0.00%
Return on invested capital 4.12% 35.44% 0.00%

Growth

Metric FOUR TDC Software Infrastructure median
Revenue growth (TTM) 32.44% 0.96% 13.41%
EPS growth (last fiscal year) (64.36%) 16.38% —
Revenue growth, 5-year CAGR 40.37% (1.96%) 15.81%
Net income growth, 5-year CAGR 0.00% 0.15% 0.00%

Health

Metric FOUR TDC Software Infrastructure median
Debt to equity 2.60 0.08 0.06
Current ratio 1.21 0.91 1.55
Net debt to EBITDA 4.44 0.03 0.08

Dividend

Metric FOUR TDC Software Infrastructure median
Dividend yield — — 1.53%
Payout ratio 0.00 0.00 0.00

Size

Metric FOUR TDC Software Infrastructure median
Market cap 3.04b 2.74b 835.96m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack