First Northwest Bancorp (FNWB) vs Pathfinder Bancorp, Inc. (PBHC)
- First Northwest Bancorp FNWB 10.10 −2.23%
- Pathfinder Bancorp, Inc. PBHC 16.72 −0.18%
First Northwest Bancorp and Pathfinder Bancorp, Inc. are both Banks Regional companies. Pathfinder Bancorp, Inc. is the larger, with a market value of $105.6M against $96.0M — 1.1× the size. First Northwest Bancorp has negative trailing earnings, so its P/E is not meaningful; Pathfinder Bancorp, Inc. trades at 836×. First Northwest Bancorp grew revenue faster over the last twelve months: −5.00% against −8.03%. Pathfinder Bancorp, Inc. has the higher net margin (0.20% vs −0.04%) and the lower return on invested capital (−1.09% vs −0.11%). Only Pathfinder Bancorp, Inc. pays a dividend (2.39%). Across the 17 metrics below, Pathfinder Bancorp, Inc. leads on 10 and First Northwest Bancorp on 7.
Valuation
Profitability
| Metric | FNWB | PBHC | Banks Regional median |
|---|---|---|---|
| Gross margin | 60.06% | 61.13% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (0.04%) | 0.20% | 18.82% |
| Free cash flow margin | 5.20% | 13.98% | 17.97% |
| Return on equity | (0.03%) | 0.13% | 10.28% |
| Return on assets | 0.00% | 0.01% | 1.13% |
| Return on invested capital | (0.11%) | (1.09%) | 8.45% |
Growth
Health
Dividend
Size
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