Fidelity National Financial, Inc. (FNF) vs NMI Holdings Inc (NMIH)
Fidelity National Financial, Inc. and NMI Holdings Inc are both Insurance Specialty companies. Fidelity National Financial, Inc. is the larger, with a market value of $11.0B against $3.1B — 3.5× the size. NMI Holdings Inc trades at the lower P/E: 8.0× against 14.6×. Fidelity National Financial, Inc. grew revenue faster over the last twelve months: 13.0% against 7.53%. NMI Holdings Inc has the higher net margin (54.1% vs 5.03%) and the lower return on invested capital (10.4% vs 11.3%). Across the 22 metrics below, NMI Holdings Inc leads on 15 and Fidelity National Financial, Inc. on 7.
Valuation
Profitability
| Metric | FNF | NMIH | Insurance Specialty median |
|---|---|---|---|
| Gross margin | 55.91% | 89.94% | 73.81% |
| Operating margin | 12.91% | 73.24% | 17.70% |
| Net margin | 5.03% | 54.10% | 13.80% |
| Free cash flow margin | 35.34% | 60.43% | 34.47% |
| Return on equity | 8.76% | 15.43% | 12.01% |
| Return on assets | 0.71% | 10.42% | 4.12% |
| Return on invested capital | 11.32% | 10.38% | 8.77% |
Growth
Health
Dividend
Size
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