PPDAI Group Inc. Sponsored ADR (FINV) vs Finance of America Companies Inc. (FOA)
- PPDAI Group Inc. Sponsored ADR FINV 3.12 −1.27%
- Finance of America Companies Inc. FOA 11.02 +0.27%
PPDAI Group Inc. Sponsored ADR and Finance of America Companies Inc. are both Credit Services companies. PPDAI Group Inc. Sponsored ADR is the larger, with a market value of $410.6M against $279.1M — 1.5× the size. Finance of America Companies Inc. has negative trailing earnings, so its P/E is not meaningful; PPDAI Group Inc. Sponsored ADR trades at 2.8×. PPDAI Group Inc. Sponsored ADR grew revenue faster over the last twelve months: 1.76% against −42.3%. PPDAI Group Inc. Sponsored ADR has the higher net margin (14.6% vs −0.10%) and the higher return on invested capital (14.4% vs −0.12%). Across the 18 metrics below, PPDAI Group Inc. Sponsored ADR leads on 13 and Finance of America Companies Inc. on 5.
Valuation
Profitability
| Metric | FINV | FOA | Credit Services median |
|---|---|---|---|
| Gross margin | 76.61% | 100.00% | 77.13% |
| Operating margin | 18.04% | (20.35%) | 0.34% |
| Net margin | 14.61% | (0.10%) | 9.25% |
| Free cash flow margin | 3.85% | (164.79%) | 12.91% |
| Return on equity | 11.93% | (0.08%) | 8.49% |
| Return on assets | 7.59% | 0.00% | 2.16% |
| Return on invested capital | 14.43% | (0.12%) | 4.09% |
Growth
Health
Dividend
Size
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