Eagle Bancorp, Inc. (EGBN) vs First Community Bancshares, Inc. (FCBC)

Eagle Bancorp, Inc. and First Community Bancshares, Inc. are both Banks Regional companies. Eagle Bancorp, Inc. and First Community Bancshares, Inc. are of similar size ($896.9M and $863.3M). Eagle Bancorp, Inc. has negative trailing earnings, so its P/E is not meaningful; First Community Bancshares, Inc. trades at 15.0×. First Community Bancshares, Inc. grew revenue faster over the last twelve months: 10.9% against −11.5%. First Community Bancshares, Inc. has the higher net margin (28.8% vs −8.11%) and the higher return on invested capital (0.00% vs −6.83%). Both pay a dividend; Eagle Bancorp, Inc. yields more (7.85% vs 3.52%). Across the 19 metrics below, First Community Bancshares, Inc. leads on 12 and Eagle Bancorp, Inc. on 7.

Valuation

Metric EGBN FCBC Banks Regional median
P/E n/m 14.97 12.15
P/S 1.46 4.38 2.37
P/B 0.76 1.67 1.21
Price to free cash flow 16.46 20.39 10.80
EV/EBITDA n/m n/m —
EV/Sales 0.54 1.50 2.27
Earnings yield (5.59%) 6.68% 8.11%
Free cash flow yield 6.07% 4.91% 8.98%

Profitability

Metric EGBN FCBC Banks Regional median
Gross margin 50.46% 91.46% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin (8.11%) 28.84% 18.66%
Free cash flow margin 8.87% 21.46% 21.18%
Return on equity (4.14%) 11.38% 10.64%
Return on assets (0.48%) 1.75% 1.13%
Return on invested capital (6.83%) 0.00% 8.33%

Growth

Metric EGBN FCBC Banks Regional median
Revenue growth (TTM) (11.50%) 10.93% 6.61%
EPS growth (last fiscal year) (169.87%) (5.36%) —
Revenue growth, 5-year CAGR 7.78% 5.21% 12.30%
Net income growth, 5-year CAGR 0.00% 6.31% 9.71%

Health

Metric EGBN FCBC Banks Regional median
Debt to equity 0.07 0.00 0.22
Current ratio 0.87 1.00 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric EGBN FCBC Banks Regional median
Dividend yield 7.85% 3.52% 3.75%
Payout ratio 0.43 0.41 0.27

Size

Metric EGBN FCBC Banks Regional median
Market cap 863.31m 896.92m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack