Eagle Financial Services Inc. (EFSI) vs Hawthorn Bancshares, Inc. (HWBK)
Eagle Financial Services Inc. and Hawthorn Bancshares, Inc. are both Banks Regional companies. Eagle Financial Services Inc. and Hawthorn Bancshares, Inc. are of similar size ($264.4M and $245.7M). Hawthorn Bancshares, Inc. trades at the lower P/E: 10.0× against 13.2×. Eagle Financial Services Inc. grew revenue faster over the last twelve months: 15.8% against 5.28%. Hawthorn Bancshares, Inc. has the higher net margin (22.0% vs 15.2%) and the lower return on invested capital (8.53% vs 18.6%). Across the 19 metrics below, Hawthorn Bancshares, Inc. leads on 11 and Eagle Financial Services Inc. on 8.
Valuation
Profitability
| Metric | EFSI | HWBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.61% | 73.76% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 15.16% | 22.03% | 18.66% |
| Free cash flow margin | 11.60% | 25.93% | 21.18% |
| Return on equity | 9.98% | 14.95% | 10.64% |
| Return on assets | 0.96% | 1.39% | 1.13% |
| Return on invested capital | 18.55% | 8.53% | 8.33% |
Growth
Health
Dividend
Size
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