Euronet Worldwide, Inc. (EEFT) vs LiveRamp Holdings, Inc. (RAMP)

Euronet Worldwide, Inc. and LiveRamp Holdings, Inc. are both Software Infrastructure companies. Euronet Worldwide, Inc. and LiveRamp Holdings, Inc. are of similar size ($2.4B and $2.3B). Euronet Worldwide, Inc. trades at the lower P/E: 10.3× against 15.1×. LiveRamp Holdings, Inc. grew revenue faster over the last twelve months: 8.85% against 5.76%. LiveRamp Holdings, Inc. has the higher net margin (18.7% vs 6.59%) and the lower return on invested capital (9.94% vs 18.8%). Across the 21 metrics below, LiveRamp Holdings, Inc. leads on 11 and Euronet Worldwide, Inc. on 10.

Valuation

Metric EEFT RAMP Software Infrastructure median
P/E 10.30 15.12 28.02
P/S 0.57 2.73 3.07
P/B 2.00 2.32 3.36
Price to free cash flow 9.17 11.41 17.12
EV/EBITDA 4.40 17.71 14.91
EV/Sales 0.67 2.34 3.03
Earnings yield 9.71% 6.61% 0.13%
Free cash flow yield 10.91% 8.76% 1.15%

Profitability

Metric EEFT RAMP Software Infrastructure median
Gross margin 41.34% 70.82% 61.23%
Operating margin 11.55% 11.59% 0.00%
Net margin 6.59% 18.71% 0.00%
Free cash flow margin 6.19% 23.90% 1.67%
Return on equity 22.11% 16.18% 0.59%
Return on assets 4.42% 12.40% 0.00%
Return on invested capital 18.82% 9.94% 0.00%

Growth

Metric EEFT RAMP Software Infrastructure median
Revenue growth (TTM) 5.76% 8.85% 13.41%
EPS growth (last fiscal year) 6.05% 22,500.00% —
Revenue growth, 5-year CAGR 11.32% 12.91% 15.81%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric EEFT RAMP Software Infrastructure median
Debt to equity 2.13 0.00 0.06
Current ratio 1.37 2.66 1.55
Net debt to EBITDA 0.46 (4.00) 0.08

Dividend

Metric EEFT RAMP Software Infrastructure median
Dividend yield — — 1.53%
Payout ratio 0.00 0.00 0.00

Size

Metric EEFT RAMP Software Infrastructure median
Market cap 2.41b 2.28b 835.96m

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