Donegal Group, Inc. (DGICB) vs Orion180 Insurance Group Inc. (OIG)

Donegal Group, Inc. and Orion180 Insurance Group Inc. are both Insurance Property & Casualty companies. Orion180 Insurance Group Inc. is the larger, with a market value of $874.5M against $446.3M — 2.0× the size.

Valuation

Metric DGICB OIG Insurance Property & Casualty median
P/E 14.40 — 11.90
P/S 1.00 — 1.24
P/B 1.44 — 1.86
Price to free cash flow 18.64 — 7.91
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 6.94% — 8.14%
Free cash flow yield 5.36% — 11.91%

Profitability

Metric DGICB OIG Insurance Property & Casualty median
Gross margin 0.00% — 39.44%
Operating margin 9.01% — 14.71%
Net margin 7.25% — 10.47%
Free cash flow margin 5.34% — 18.60%
Return on equity 10.73% — 16.87%
Return on assets 2.83% — 3.49%
Return on invested capital 8.10% — 11.84%

Growth

Metric DGICB OIG Insurance Property & Casualty median
Revenue growth (TTM) (3.40%) — 5.51%
EPS growth (last fiscal year) 45.65% — 39.61%
Revenue growth, 5-year CAGR 4.69% — 9.23%
Net income growth, 5-year CAGR 8.48% — 10.09%

Health

Metric DGICB OIG Insurance Property & Casualty median
Debt to equity 0.05 — 0.25
Current ratio 0.37 — 0.49
Net debt to EBITDA 0.08 — 0.08

Dividend

Metric DGICB OIG Insurance Property & Casualty median
Dividend yield — — 1.59%
Payout ratio — — 0.15

Size

Metric DGICB OIG Insurance Property & Casualty median
Market cap 446.25m 874.45m 2.62b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack