Creative Realities, Inc. (CREX) vs Future FinTech Group Inc. (FTFT)

Creative Realities, Inc. and Future FinTech Group Inc. are both Software Application companies. Creative Realities, Inc. and Future FinTech Group Inc. are of similar size ($35.7M and $34.1M). Creative Realities, Inc. has negative trailing earnings, so its P/E is not meaningful; Future FinTech Group Inc. trades at 4.6×. Creative Realities, Inc. grew revenue faster over the last twelve months: 50.0% against 40.7%. Creative Realities, Inc. has the higher net margin (−30.7% vs −157.6%) and the higher return on invested capital (−16.7% vs −37.4%). Across the 18 metrics below, Creative Realities, Inc. leads on 10 and Future FinTech Group Inc. on 8.

Valuation

Metric CREX FTFT Software Application median
P/E n/m 4.61 24.79
P/S 0.36 0.52 2.67
P/B 1.36 0.04 3.01
Price to free cash flow n/m n/m 16.59
EV/EBITDA n/m 6.69 14.40
EV/Sales 0.91 (10.39) 2.62
Earnings yield (85.43%) 21.67% 0.00%
Free cash flow yield (45.86%) (372.01%) 1.91%

Profitability

Metric CREX FTFT Software Application median
Gross margin 41.67% 13.13% 67.03%
Operating margin (21.80%) (163.06%) 0.00%
Net margin (30.71%) (157.55%) 0.00%
Free cash flow margin (16.55%) (195.45%) 4.32%
Return on equity (91.39%) (17.31%) 0.00%
Return on assets (21.50%) (13.17%) 0.00%
Return on invested capital (16.71%) (37.39%) 0.00%

Growth

Metric CREX FTFT Software Application median
Revenue growth (TTM) 49.99% 40.66% 12.40%
EPS growth (last fiscal year) (138.24%) 63.22% —
Revenue growth, 5-year CAGR 26.80% (31.31%) 13.72%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric CREX FTFT Software Application median
Debt to equity 2.64 0.00 0.02
Current ratio 0.90 6.71 1.55
Net debt to EBITDA (24.71) 1.05 0.06

Dividend

Metric CREX FTFT Software Application median
Dividend yield — — 1.25%
Payout ratio 0.00 0.00 0.00

Size

Metric CREX FTFT Software Application median
Market cap 34.09m 35.67m 396.11m

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