CNFinance Holdings Limited Sponsored ADR (CNF) vs Pineapple Financial Inc. (PAPL)
- CNFinance Holdings Limited Sponsored ADR CNF 1.94 −1.02%
- Pineapple Financial Inc. PAPL 0.89 −2.20%
CNFinance Holdings Limited Sponsored ADR and Pineapple Financial Inc. are both Mortgage Finance companies. Pineapple Financial Inc. is the larger, with a market value of $23.0M against $13.5M — 1.7× the size. Pineapple Financial Inc. has negative trailing earnings, so its P/E is not meaningful; CNFinance Holdings Limited Sponsored ADR trades at 0.6×. Pineapple Financial Inc. grew revenue faster over the last twelve months: −2.54% against −7.19%. CNFinance Holdings Limited Sponsored ADR has the higher net margin (8.88% vs −90.2%) and the higher return on invested capital (0.00% vs −0.40%). Across the 17 metrics below, CNFinance Holdings Limited Sponsored ADR leads on 11 and Pineapple Financial Inc. on 6.
Valuation
Profitability
| Metric | CNF | PAPL | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 61.00% | 100.00% | 84.40% |
| Operating margin | 0.00% | 25.36% | 12.51% |
| Net margin | 8.88% | (90.19%) | (0.83%) |
| Free cash flow margin | 0.00% | (209.14%) | (45.06%) |
| Return on equity | 0.00% | (9.57%) | (1.16%) |
| Return on assets | 0.00% | (6.23%) | 0.38% |
| Return on invested capital | 0.00% | (0.40%) | 0.36% |
Growth
Health
Dividend
Size
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