Capital Bancorp, Inc. (CBNK) vs Unity Bancorp, Inc. (UNTY)
Capital Bancorp, Inc. and Unity Bancorp, Inc. are both Banks Regional companies. Capital Bancorp, Inc. and Unity Bancorp, Inc. are of similar size ($586.1M and $555.0M). Unity Bancorp, Inc. trades at the lower P/E: 9.6× against 10.5×. Capital Bancorp, Inc. grew revenue faster over the last twelve months: 12.9% against 10.2%. Unity Bancorp, Inc. has the higher net margin (30.3% vs 17.5%) and the lower return on invested capital (10.6% vs 83.2%). Both pay a dividend; Unity Bancorp, Inc. yields more (1.82% vs 1.59%). Across the 20 metrics below, Capital Bancorp, Inc. leads on 12 and Unity Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | CBNK | UNTY | Banks Regional median |
|---|---|---|---|
| Gross margin | 78.67% | 69.92% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.47% | 30.26% | 18.66% |
| Free cash flow margin | 20.21% | 13.95% | 21.18% |
| Return on equity | 14.05% | 16.95% | 10.64% |
| Return on assets | 1.55% | 1.91% | 1.13% |
| Return on invested capital | 83.21% | 10.56% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack