Baldwin Insurance Group, Inc. (BWIN) vs TWFG, Inc. (TWFG)
- Baldwin Insurance Group, Inc. BWIN 31.98 −0.50%
- TWFG, Inc. TWFG 29.23 −1.18%
Baldwin Insurance Group, Inc. and TWFG, Inc. are both Insurance Brokers companies. Baldwin Insurance Group, Inc. is the larger, with a market value of $4.5B against $1.6B — 2.9× the size. Baldwin Insurance Group, Inc. has negative trailing earnings, so its P/E is not meaningful; TWFG, Inc. trades at 51.3×. TWFG, Inc. grew revenue faster over the last twelve months: 35.0% against 19.0%. TWFG, Inc. has the higher net margin (2.66% vs −4.67%) and the higher return on invested capital (19.6% vs −2.29%). Across the 16 metrics below, TWFG, Inc. leads on 14 and Baldwin Insurance Group, Inc. on 2.
Valuation
Profitability
| Metric | BWIN | TWFG | Insurance Brokers median |
|---|---|---|---|
| Gross margin | 30.33% | 50.30% | 49.54% |
| Operating margin | (6.88%) | 17.33% | 15.76% |
| Net margin | (4.67%) | 2.66% | 8.19% |
| Free cash flow margin | 2.52% | (2.63%) | 3.58% |
| Return on equity | (6.58%) | 2.99% | 2.99% |
| Return on assets | (1.64%) | 2.33% | 2.33% |
| Return on invested capital | (2.29%) | 19.57% | 5.64% |
Growth
Health
Dividend
Size
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