Blue Ridge Bankshares, Inc. (BRBS) vs NewtekOne, Inc. (NEWT)

Blue Ridge Bankshares, Inc. and NewtekOne, Inc. are both Banks Regional companies. Blue Ridge Bankshares, Inc. and NewtekOne, Inc. are of similar size ($342.9M and $326.4M). NewtekOne, Inc. trades at the lower P/E: 5.0× against 36.5×. NewtekOne, Inc. grew revenue faster over the last twelve months: 11.7% against −14.2%. NewtekOne, Inc. has the higher net margin (15.2% vs 6.87%) and the higher return on invested capital (5.17% vs 2.06%). Both pay a dividend; NewtekOne, Inc. yields more (6.44% vs 4.90%). Across the 21 metrics below, NewtekOne, Inc. leads on 14 and Blue Ridge Bankshares, Inc. on 7.

Valuation

Metric BRBS NEWT Banks Regional median
P/E 36.53 5.03 12.15
P/S 2.49 0.79 2.37
P/B 1.24 0.88 1.21
Price to free cash flow 15.21 n/m 10.80
EV/EBITDA n/m 12.33 —
EV/Sales 3.24 7.37 2.27
Earnings yield 2.74% 19.89% 8.11%
Free cash flow yield 6.57% (230.43%) 8.98%

Profitability

Metric BRBS NEWT Banks Regional median
Gross margin 61.60% 100.00% 69.57%
Operating margin 0.00% 62.85% 0.00%
Net margin 6.87% 15.20% 18.66%
Free cash flow margin 16.40% (181.88%) 21.18%
Return on equity 3.03% 18.79% 10.64%
Return on assets 0.38% 2.33% 1.13%
Return on invested capital 2.06% 5.17% 8.33%

Growth

Metric BRBS NEWT Banks Regional median
Revenue growth (TTM) (14.15%) 11.71% 6.61%
EPS growth (last fiscal year) 135.48% 11.22% —
Revenue growth, 5-year CAGR 6.43% 32.97% 12.30%
Net income growth, 5-year CAGR (9.56%) 11.59% 9.71%

Health

Metric BRBS NEWT Banks Regional median
Debt to equity 0.60 6.54 0.22
Current ratio 1.02 0.65 0.94
Net debt to EBITDA 0.00 11.44 0.00

Dividend

Metric BRBS NEWT Banks Regional median
Dividend yield 4.90% 6.44% 3.75%
Payout ratio 0.27 1.55 0.27

Size

Metric BRBS NEWT Banks Regional median
Market cap 342.89m 326.40m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack