Blue Ridge Bankshares, Inc. (BRBS) vs John Marshall Bancorp, Inc. (JMSB)

Blue Ridge Bankshares, Inc. and John Marshall Bancorp, Inc. are both Banks Regional companies. Blue Ridge Bankshares, Inc. and John Marshall Bancorp, Inc. are of similar size ($342.9M and $323.9M). John Marshall Bancorp, Inc. trades at the lower P/E: 13.3× against 36.5×. John Marshall Bancorp, Inc. grew revenue faster over the last twelve months: 5.51% against −14.2%. John Marshall Bancorp, Inc. has the higher net margin (20.3% vs 6.87%) and the higher return on invested capital (8.35% vs 2.06%). Both pay a dividend; Blue Ridge Bankshares, Inc. yields more (4.90% vs 1.29%). Across the 20 metrics below, John Marshall Bancorp, Inc. leads on 16 and Blue Ridge Bankshares, Inc. on 4.

Valuation

Metric BRBS JMSB Banks Regional median
P/E 36.53 13.35 12.15
P/S 2.49 2.71 2.37
P/B 1.24 1.18 1.21
Price to free cash flow 15.21 15.02 10.80
EV/EBITDA n/m n/m —
EV/Sales 3.24 2.39 2.27
Earnings yield 2.74% 7.49% 8.11%
Free cash flow yield 6.57% 6.66% 8.98%

Profitability

Metric BRBS JMSB Banks Regional median
Gross margin 61.60% 56.94% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 6.87% 20.33% 18.66%
Free cash flow margin 16.40% 18.03% 21.18%
Return on equity 3.03% 9.23% 10.64%
Return on assets 0.38% 1.04% 1.13%
Return on invested capital 2.06% 8.35% 8.33%

Growth

Metric BRBS JMSB Banks Regional median
Revenue growth (TTM) (14.15%) 5.51% 6.61%
EPS growth (last fiscal year) 135.48% 24.17% —
Revenue growth, 5-year CAGR 6.43% 14.61% 12.30%
Net income growth, 5-year CAGR (9.56%) 2.77% 9.71%

Health

Metric BRBS JMSB Banks Regional median
Debt to equity 0.60 0.44 0.22
Current ratio 1.02 1.08 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BRBS JMSB Banks Regional median
Dividend yield 4.90% 1.29% 3.75%
Payout ratio 0.27 — 0.27

Size

Metric BRBS JMSB Banks Regional median
Market cap 342.89m 323.87m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack