stockrowBILL Holdings, Inc. (BILL) vs Dave Inc. (DAVE)
- BILL Holdings, Inc. BILL 50.71 −2.24%
- Dave Inc. DAVE 276.91 −17.64%
BILL Holdings, Inc. and Dave Inc. are both Software Application companies. BILL Holdings, Inc. is the larger, with a market value of $4.4B against $3.5B — 1.2× the size. BILL Holdings, Inc. has negative trailing earnings, so its P/E is not meaningful; Dave Inc. trades at 18.8×. Dave Inc. grew revenue faster over the last twelve months: 40.6% against 13.0%. Dave Inc. has the higher net margin (28.1% vs −0.68%) and the higher return on invested capital (40.2% vs −1.34%). Across the 19 metrics below, Dave Inc. leads on 15 and BILL Holdings, Inc. on 4.
Valuation
Profitability
| Metric | BILL | DAVE | Software Application median |
|---|---|---|---|
| Gross margin | 80.93% | 100.00% | 66.89% |
| Operating margin | (4.44%) | 32.48% | 0.00% |
| Net margin | (0.68%) | 28.14% | 0.00% |
| Free cash flow margin | 21.45% | 45.91% | 5.77% |
| Return on equity | (0.30%) | 68.79% | 0.00% |
| Return on assets | (0.11%) | 36.75% | 0.00% |
| Return on invested capital | (1.34%) | 40.20% | 0.00% |
Growth
Health
Dividend
Size
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