California BanCorp (BCAL) vs Third Coast Bancshares, Inc. (TCBX)
California BanCorp and Third Coast Bancshares, Inc. are both Banks Regional companies. California BanCorp and Third Coast Bancshares, Inc. are of similar size ($713.0M and $694.1M). Third Coast Bancshares, Inc. trades at the lower P/E: 9.2× against 11.6×. Third Coast Bancshares, Inc. grew revenue faster over the last twelve months: 16.9% against −2.30%. California BanCorp has the higher net margin (26.0% vs 17.1%) and the lower return on invested capital (16.2% vs 21.9%). Across the 18 metrics below, California BanCorp leads on 10 and Third Coast Bancshares, Inc. on 8.
Valuation
Profitability
| Metric | BCAL | TCBX | Banks Regional median |
|---|---|---|---|
| Gross margin | 77.87% | 58.05% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 26.01% | 17.07% | 18.66% |
| Free cash flow margin | 25.61% | 3.87% | 21.18% |
| Return on equity | 10.61% | 11.92% | 10.64% |
| Return on assets | 1.51% | 1.19% | 1.13% |
| Return on invested capital | 16.15% | 21.87% | 8.33% |
Growth
Health
Dividend
Size
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