ArrowMark Financial Corp. (BANX) vs loanDepot, Inc. (LDI)

ArrowMark Financial Corp. and loanDepot, Inc. are both in the Financial sector (Closed End Fund Debt and Mortgage Finance). ArrowMark Financial Corp. and loanDepot, Inc. are of similar size ($194.0M and $191.7M). loanDepot, Inc. has negative trailing earnings, so its P/E is not meaningful; ArrowMark Financial Corp. trades at 37.5×. ArrowMark Financial Corp. grew revenue faster over the last twelve months: 12.1% against 11.4%. ArrowMark Financial Corp. has the higher net margin (19.3% vs −5.52%) and the lower return on invested capital (0.00% vs 0.72%). Across the 15 metrics below, ArrowMark Financial Corp. leads on 13 and loanDepot, Inc. on 2.

Valuation

Metric BANX LDI
P/E 37.55 n/m
P/S 7.52 0.10
P/B n/m 0.37
Price to free cash flow n/m n/m
EV/EBITDA — —
EV/Sales — —
Earnings yield 2.66% (56.60%)
Free cash flow yield 0.00% (208.31%)

Profitability

Metric BANX LDI
Gross margin 100.00% 87.54%
Operating margin 100.00% 5.49%
Net margin 19.28% (5.52%)
Free cash flow margin 0.00% (20.34%)
Return on equity 0.00% (17.97%)
Return on assets 0.00% (1.08%)
Return on invested capital 0.00% 0.72%

Growth

Metric BANX LDI
Revenue growth (TTM) 12.14% 11.44%
EPS growth (last fiscal year) 59.32% 43.40%
Revenue growth, 5-year CAGR 0.38% (22.71%)
Net income growth, 5-year CAGR 12.49% 0.00%

Health

Metric BANX LDI
Debt to equity — 17.94
Current ratio — 1.11
Net debt to EBITDA 0.00 48.55

Dividend

Metric BANX LDI
Dividend yield 9.05% —
Payout ratio — —

Size

Metric BANX LDI
Market cap 193.97m 191.74m

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