Avidbank Holdings Inc. (AVBH) vs Waterstone Financial, Inc. (WSBF)
- Avidbank Holdings Inc. AVBH 30.93 +0.49%
- Waterstone Financial, Inc. WSBF 19.89 +0.10%
Avidbank Holdings Inc. and Waterstone Financial, Inc. are both Banks Regional companies. Avidbank Holdings Inc. and Waterstone Financial, Inc. are of similar size ($357.2M and $337.8M). Avidbank Holdings Inc. has negative trailing earnings, so its P/E is not meaningful; Waterstone Financial, Inc. trades at 11.5×. Waterstone Financial, Inc. grew revenue faster over the last twelve months: 4.47% against −32.7%. Waterstone Financial, Inc. has the higher net margin (14.6% vs −14.1%) and the higher return on invested capital (7.61% vs −7.91%). Across the 17 metrics below, Waterstone Financial, Inc. leads on 11 and Avidbank Holdings Inc. on 6.
Valuation
Profitability
| Metric | AVBH | WSBF | Banks Regional median |
|---|---|---|---|
| Gross margin | 46.29% | 72.71% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (14.12%) | 14.58% | 18.66% |
| Free cash flow margin | 52.44% | 20.71% | 21.11% |
| Return on equity | (5.64%) | 8.69% | 10.65% |
| Return on assets | (0.56%) | 1.33% | 1.13% |
| Return on invested capital | (7.91%) | 7.61% | 8.35% |
Growth
Health
Dividend
Size
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