AtlasClear Holdings, Inc. (ATCH) vs Fold Holdings, Inc. (FLD)

AtlasClear Holdings, Inc. and Fold Holdings, Inc. are both Capital Markets companies. AtlasClear Holdings, Inc. and Fold Holdings, Inc. are of similar size ($28.7M and $26.9M). Fold Holdings, Inc. has negative trailing earnings, so its P/E is not meaningful; AtlasClear Holdings, Inc. trades at 13.4×. AtlasClear Holdings, Inc. grew revenue faster over the last twelve months: 84.7% against −2.54%. AtlasClear Holdings, Inc. has the higher net margin (9.79% vs −258.6%) and the higher return on invested capital (0.00% vs −112.3%). Across the 16 metrics below, AtlasClear Holdings, Inc. leads on 8 and Fold Holdings, Inc. on 8.

Valuation

Metric ATCH FLD Capital Markets median
P/E 13.39 n/m 14.20
P/S 1.06 0.94 2.00
P/B 1.01 0.85 1.51
Price to free cash flow n/m 0.92 6.36
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.47% (301.96%) (3.94%)
Free cash flow yield (29.42%) 108.30% (1.62%)

Profitability

Metric ATCH FLD Capital Markets median
Gross margin 100.00% 6.75% 62.80%
Operating margin (48.72%) (97.49%) 0.00%
Net margin 9.79% (258.60%) (0.55%)
Free cash flow margin (30.85%) 101.46% 0.00%
Return on equity 27.37% (121.82%) 0.00%
Return on assets 2.97% (62.20%) 0.00%
Return on invested capital 0.00% (112.28%) 0.00%

Growth

Metric ATCH FLD Capital Markets median
Revenue growth (TTM) 84.71% (2.54%) 20.70%
EPS growth (last fiscal year) (98.37%) 85.20% 22.92%
Revenue growth, 5-year CAGR — — 18.16%
Net income growth, 5-year CAGR 0.00% — 0.00%

Health

Metric ATCH FLD Capital Markets median
Debt to equity 0.62 0.40 0.08
Current ratio 1.50 1.84 1.50
Net debt to EBITDA 3.26 (2.68) (0.24)

Dividend

Metric ATCH FLD Capital Markets median
Dividend yield — — 1.36%
Payout ratio — — 0.19

Size

Metric ATCH FLD Capital Markets median
Market cap 26.89m 28.70m 565.91m

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