AIFU Inc. - Sponsored ADR (AIFU) vs Tian Ruixiang Holdings Ltd. (TIRXF)

AIFU Inc. - Sponsored ADR and Tian Ruixiang Holdings Ltd. are both Insurance Brokers companies. AIFU Inc. - Sponsored ADR is the larger, with a market value of $53.3M against $5.7M — 9.3× the size. Tian Ruixiang Holdings Ltd. has negative trailing earnings, so its P/E is not meaningful; AIFU Inc. - Sponsored ADR trades at 0.0×. AIFU Inc. - Sponsored ADR has the higher net margin (8.77% vs −238.7%) and the higher return on invested capital (0.00% vs 0.00%). Across the 11 metrics below, AIFU Inc. - Sponsored ADR leads on 6 and Tian Ruixiang Holdings Ltd. on 5.

Valuation

Metric AIFU TIRXF Insurance Brokers median
P/E 0.04 n/m 25.35
P/S 0.00 n/m 2.10
P/B 0.01 n/m 2.81
Price to free cash flow n/m n/m 18.44
EV/EBITDA n/m n/m 12.36
EV/Sales (0.16) (8.20) 3.00
Earnings yield 2,517.24% 0.00% 2.64%
Free cash flow yield (148.66%) 0.00% 2.30%

Profitability

Metric AIFU TIRXF Insurance Brokers median
Gross margin 32.92% 0.00% 42.95%
Operating margin 6.12% 0.00% 15.37%
Net margin 8.77% (238.69%) 8.77%
Free cash flow margin 0.00% 0.00% 3.89%
Return on equity 0.00% 0.00% 0.00%
Return on assets 0.00% 0.00% 2.23%
Return on invested capital 0.00% 0.00% 5.27%

Growth

Metric AIFU TIRXF Insurance Brokers median
Revenue growth (TTM) 11.70% — 7.09%
EPS growth (last fiscal year) (238.84%) 37.47% —
Revenue growth, 5-year CAGR (30.78%) 9.96% 9.30%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric AIFU TIRXF Insurance Brokers median
Debt to equity 0.04 0.05 0.19
Current ratio 3.72 11.50 1.55
Net debt to EBITDA (0.49) 6.25 0.89

Dividend

Metric AIFU TIRXF Insurance Brokers median
Dividend yield 7.99% — 1.36%
Payout ratio 0.00 0.00 0.00

Size

Metric AIFU TIRXF Insurance Brokers median
Market cap 53.33m 5.72m 1.44b

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