XP Inc.

XP Financial Capital Markets

XP Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 4.36% from fiscal 2024. In the quarter to June 2026, revenue grew 22.0%, EPS grew 23.3%, free cash flow fell 127.1% and total debt fell 30.7%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for three.

29.18 0.86 −2.86%
Market cap
$15.5B
P/E
15.1×
Fwd P/E
7.5×
Dividend yield
1.30%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Revenue
3,614.56 3,441.24 3,295.19 3,135.86

+8 more TTM periods

Gross Profit
3,614.56 3,441.24 3,295.19 3,135.86
SG&A Expenses
1,330.80 1,270.31 1,202.32 1,137.82
Operating Income
1,215.74 1,160.18 1,137.36 1,097.50
Non-operating Income/Expense
(133.09) (144.77) (161.52) (184.12)
Non-operating Interest Expenses
93.28 101.30 112.01 120.45
EBT
1,082.65 1,015.42 975.84 913.38
Income Tax Provision
76.86 50.35 50.02 23.90
Income after Tax
1,005.79 965.06 925.82 889.48
Dividends (Preferred)
— 0.00 — —
Non-Controlling Interest
(0.57) 1.34 (0.09) 2.56
Net Income Common
1,006.36 963.72 925.91 886.91
EPS (Basic)
1.93 1.83 1.74 1.66
EPS (Diluted)
1.91 1.81 1.73 1.64
Shares (Basic, Weighted)
521.35 524.95 529.13 532.72
Shares (Diluted, Weighted)
528.19 532.00 535.55 539.65
Gross Margin
100.00% 100.00% 100.00% 100.00%
EBIT Margin
33.63% 33.71% 34.52% 35.00%
EBT margin
29.95% 29.51% 29.61% 29.13%
Net Profit Margin
27.84% 28.01% 28.10% 28.28%
Free Cash Flow Margin
65.15% 98.16% 62.81% 105.73%
EBITDA
1,280.39 1,217.84 1,191.83 1,151.15
EBIT
1,215.74 1,160.18 1,137.36 1,097.50
EPS (Diluted, from Cont. Ops)
1.92 1.83 1.74 1.65
EPS (Diluted, Consolidated)
1.92 1.83 1.74 1.65
EPS (Basic, Consolidated)
1.94 1.84 1.76 1.67
Shares (Diluted, Average)
526.61 531.27 533.88 538.37
EPS (Basic, from Continuous Ops)
1.94 1.84 1.76 1.67
Income from Continuous Operations
1,005.79 965.06 925.82 889.48
Consolidated Net Income/Loss
1,005.79 965.06 925.82 889.48
EBITDA Margin
35.42% 35.39% 36.17% 36.71%
Operating Cash Flow Margin
68.62% 101.63% 65.47% 108.26%

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In millions of $ except per-share values · columns are period end dates