XP Inc.

XP Financial Capital Markets

XP Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 4.36% from fiscal 2024. In the quarter to June 2026, revenue grew 22.0%, EPS grew 23.3%, free cash flow fell 127.1% and total debt fell 30.7%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for three.

29.18 0.86 −2.86%
Market cap
$15.5B
P/E
15.1×
Fwd P/E
7.5×
Dividend yield
1.30%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Revenue
959.71 887.66 911.49 855.70

+8 more quarters

Revenue Growth
22.04% 19.69% 21.18% 9.89%
Gross Profit
959.71 887.66 911.49 855.70
SG&A Expenses
352.17 324.95 330.05 323.63
Operating Income
331.06 292.34 311.14 281.20
Non-operating Interest Expenses
23.01 19.54 24.66 26.07
Non-operating Income/Expense
(31.21) (37.21) (27.76) (36.90)
EBT
299.85 255.13 283.38 244.30
Income Tax Provision
25.89 4.89 45.99 0.09
Income after Tax
273.95 250.24 237.39 244.21
Dividends (Preferred)
— 0.00 — —
Non-Controlling Interest
(1.47) 1.52 (2.54) 1.92
Net Income Common
275.43 248.72 239.93 242.28
EPS (Basic)
0.53 0.48 0.46 0.46
EPS (Diluted)
0.53 0.47 0.46 0.45
Shares (Basic, Weighted)
513.49 518.55 527.32 526.03
Shares (Diluted, Weighted)
520.55 525.35 531.92 534.93
Gross Margin
100.00% 100.00% 100.00% 100.00%
EBIT Margin
34.50% 32.93% 34.14% 32.86%
EBT margin
31.24% 28.74% 31.09% 28.55%
Net Profit Margin
28.70% 28.02% 26.32% 28.31%
EBITDA
352.01 308.17 324.04 296.17
EBIT
331.06 292.34 311.14 281.20
Income from Continuous Operations
273.95 250.24 237.39 244.21
Consolidated Net Income/Loss
273.95 250.24 237.39 244.21
EPS (Basic, from Continuous Ops)
0.53 0.48 0.46 0.46
EPS (Diluted, from Cont. Ops)
0.53 0.48 0.46 0.46
EPS (Basic, Consolidated)
0.53 0.48 0.46 0.46
EPS (Diluted, Consolidated)
0.53 0.48 0.46 0.46
Shares (Diluted, Average)
518.35 529.32 520.32 538.46
EBITDA Margin
36.68% 34.72% 35.55% 34.61%
Operating Cash Flow Margin
(20.08%) 100.32% (53.98%) 265.83%

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In millions of $ except per-share values · columns are period end dates