XP Inc.

XP Financial Capital Markets

XP Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 4.36% from fiscal 2024. In the quarter to June 2026, revenue grew 22.0%, EPS grew 23.3%, free cash flow fell 127.1% and total debt fell 30.7%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for three.

29.18 0.86 −2.86%
Market cap
$15.5B
P/E
15.1×
Fwd P/E
7.5×
Dividend yield
1.30%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Older periods Sep '25 Dec '25 Mar '26 Jun '26
Revenue

+8 more quarters

855.70 911.49 887.66 959.71
Revenue Growth
9.89% 21.18% 19.69% 22.04%
Gross Profit
855.70 911.49 887.66 959.71
SG&A Expenses
323.63 330.05 324.95 352.17
Operating Income
281.20 311.14 292.34 331.06
Non-operating Interest Expenses
26.07 24.66 19.54 23.01
Non-operating Income/Expense
(36.90) (27.76) (37.21) (31.21)
EBT
244.30 283.38 255.13 299.85
Income Tax Provision
0.09 45.99 4.89 25.89
Income after Tax
244.21 237.39 250.24 273.95
Dividends (Preferred)
— — 0.00 —
Non-Controlling Interest
1.92 (2.54) 1.52 (1.47)
Net Income Common
242.28 239.93 248.72 275.43
EPS (Basic)
0.46 0.46 0.48 0.53
EPS (Diluted)
0.45 0.46 0.47 0.53
Shares (Basic, Weighted)
526.03 527.32 518.55 513.49
Shares (Diluted, Weighted)
534.93 531.92 525.35 520.55
Gross Margin
100.00% 100.00% 100.00% 100.00%
EBIT Margin
32.86% 34.14% 32.93% 34.50%
EBT margin
28.55% 31.09% 28.74% 31.24%
Net Profit Margin
28.31% 26.32% 28.02% 28.70%
EBITDA
296.17 324.04 308.17 352.01
EBIT
281.20 311.14 292.34 331.06
Income from Continuous Operations
244.21 237.39 250.24 273.95
Consolidated Net Income/Loss
244.21 237.39 250.24 273.95
EPS (Basic, from Continuous Ops)
0.46 0.46 0.48 0.53
EPS (Diluted, from Cont. Ops)
0.46 0.46 0.48 0.53
EPS (Basic, Consolidated)
0.46 0.46 0.48 0.53
EPS (Diluted, Consolidated)
0.46 0.46 0.48 0.53
Shares (Diluted, Average)
538.46 520.32 529.32 518.35
EBITDA Margin
34.61% 35.55% 34.72% 36.68%
Operating Cash Flow Margin
265.83% (53.98%) 100.32% (20.08%)

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In millions of $ except per-share values · columns are period end dates