WSFS Financial Corporation

WSFS Financial Banks Regional

WSFS Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, down 3.20% from fiscal 2024. In the quarter to June 2026, revenue grew 1.64%, EPS grew 28.4%, free cash flow fell 141.6% and total debt rose 1.17%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years.

76.42 0.17 +0.22%
Market cap
$3.9B
P/E
12.8×
Fwd P/E
11.6×
Dividend yield
0.97%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
22.49 30.85 9.07 15.12 19.68 8.81 12.75 10.36 12.02 10.83
Piotroski F-Score
5 5 6 4 4 6 5 6 6 7
P/S ratio
4.38 3.98 2.63 3.06 3.17 3.71 2.96 2.20 2.25 2.29
P/FCF ratio
20.05 12.33 9.19 28.63 281.53 19.94 6.04 0.00 0.00 14.55
P/Operating CF
56.52 67.58 42.52 141.13 (67.24) (14.54) 38.63 (54.81) 53.59 59.16
P/B ratio
2.05 2.08 1.46 1.17 1.27 1.23 1.30 1.13 1.23 1.14
Price to Tangible BV
2.84 2.82 1.89 1.69 1.84 1.71 2.40 1.90 1.99 1.77
EV/Sales
5.36 4.47 2.45 2.67 1.33 1.70 2.85 2.04 1.70 1.26
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
21.51 13.03 8.25 21.04 62.92 8.67 5.71 10.91 10.88 7.78
EV/FCF
24.53 13.85 8.58 24.97 118.33 9.11 5.80 (31.26) (37.39) 8.02
Quick Ratio
0.17 0.14 0.11 0.06 0.14 0.12 0.05 0.07 0.07 0.10
Current Ratio
1.10 1.05 0.95 0.93 0.90 0.72 0.78 0.83 0.84 0.84
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
16.81% 13.00% 7.47% 2.40% 2.38% 1.52% 3.65% 4.35% 1.84% 1.42%
Debt/Equity
1.65 1.26 0.66 0.16 0.19 0.12 0.33 0.36 0.15 0.11
Asset Turnover
0.05 0.06 0.06 0.07 0.05 0.04 0.05 0.06 0.07 0.06
Operating CF/Net income
1.25 2.59 1.01 0.60 0.13 0.46 2.16 0.88 0.83 0.77
Capex/Depreciation
(0.33) (0.25) (0.20) (3.31) 0.32 14.64 (0.24) (15.06) (18.32) (0.47)
ROE
10.11% 7.12% 17.44% 11.15% 6.31% 14.57% 10.75% 11.52% 10.44% 10.83%
ROA
1.04% 0.73% 1.89% 1.53% 0.86% 1.80% 1.25% 1.33% 1.27% 1.36%
ROIC
6.05% 7.45% 14.39% 8.37% 19.12% 34.87% 9.65% 10.04% 12.08% 17.89%
Return on Tangible Assets
12.39% 15.60% (60.33%) (26.46%) (10.74%) (7.39%) (6.58%) (10.25%) (9.78%) (10.81%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
62.70% 62.58% 52.30% 59.58% 72.90% 40.52% 62.24% 51.32% 49.62% 50.37%
Intangible Assets out of Total Assets
0.03 0.03 0.03 0.05 0.04 0.03 0.05 0.05 0.05 0.05
Share Based Compensation of Revenue
0.95% 0.90% 0.50% 0.51% 0.37% 0.89% 0.66% 0.76% 0.85% 0.94%
Graham Net Nets
(0.52) (0.48) (0.75) (0.59) (0.82) (1.83) (1.75) (1.56) (1.25) (1.18)
Graham Number
32.52 28.42 49.45 49.56 42.63 72.23 52.50 63.26 65.63 74.58
Earnings Yield
4.45% 3.24% 11.03% 6.62% 5.08% 11.35% 7.84% 9.66% 8.32% 9.23%
Free Cash Flow Yield
4.99% 8.11% 10.88% 3.49% 0.36% 5.02% 16.57% (2.97%) (2.02%) 6.87%
Revenue per Share
10.62 12.07 14.43 14.39 14.16 13.50 15.19 20.72 23.59 24.16
Operating CF per Share
2.65 4.14 4.29 1.82 0.30 2.64 7.58 3.88 3.69 3.91
Capex per Share
(0.33) (0.25) (0.17) (0.29) (0.14) (0.13) (0.12) (5.23) (4.77) (0.11)
Free Cash Flow per Share
2.32 3.90 4.13 1.54 0.16 2.51 7.46 (1.35) (1.07) 3.80
Cash per Share
27.15 23.04 19.66 11.60 32.76 32.25 13.19 17.88 19.39 30.19
Shareholders Equity per Share
22.70 23.05 26.00 37.52 35.43 40.75 34.70 40.42 43.32 48.48
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
22.70 23.05 26.00 37.52 35.43 40.75 34.70 40.42 43.32 48.48
Free Cash Flow
70.31 122.44 130.27 75.74 8.05 119.50 473.24 (82.75) (63.99) 213.61
Working Capital
468.52 274.00 (268.31) (666.78) (1,165.56) (3,761.43) (3,494.06) (2,729.42) (2,782.57) (2,739.09)
Capital Expenditures
(9.87) (7.73) (5.30) (14.13) (7.09) (6.15) (7.62) (319.75) (283.89) (6.39)
Net Current Asset Value
(739.83) (724.55) (895.95) (1,288.63) (1,851.88) (4,360.94) (4,998.19) (4,333.51) (3,949.52) (3,662.96)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.03 0.02 0.01 0.02 0.01 0.01 0.01 0.25 0.20 0.00
Price to Operating Income
14.51 13.92 7.01 10.30 15.58 6.64 8.84 7.63 9.05 8.16
Other line items
Depreciation/Fixed assets
0.60 0.64 0.59 0.04 (0.23) 0.00 0.28 0.20 0.18 0.17
Cash ROIC
2.66% 5.19% 6.57% 2.79% 0.21% 3.22% 12.57% (1.86%) (1.55%) 4.52%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.02 0.02 0.02
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
75,746.94 57,252.29 44,275.30 45,955.07 89,322.62 212,703.43 144,515.65 23,916.42 17,355.81 21,932.86
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
4,377.50 4,993.02 5,444.02 7,613.64 10,721.76 12,548.36 14,721.82 16,338.83 16,751.95 17,336.15
Average Assets
6,174.99 6,882.41 7,124.21 9,752.59 13,295.11 15,055.62 17,846.05 20,254.72 20,704.49 21,064.19
Average Common Equity
633.90 705.84 772.63 1,335.21 1,819.49 1,863.25 2,069.45 2,335.85 2,524.60 2,653.73

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Columns are period end dates