World Acceptance Corporation WRLD
171.99
1.24
0.73%
as of 25 Sep
- Market cap
- $796.2M
- P/E
- 20.3×
Follow WRLD
| Mar '17 | Mar '18 | Mar '19 | Mar '20 | Mar '21 | Mar '22 | Mar '23 | Mar '24 | Mar '25 | Mar '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
6.17 | 17.42 | 29.10 | 14.56 | 9.68 | 22.60 | 22.46 | 10.48 | 7.74 | 18.30 |
P/S ratio |
0.92 | 1.81 | 1.98 | 0.71 | 1.60 | 1.99 | 0.78 | 1.39 | 1.22 | 1.14 |
P/FCF ratio |
2.16 | 4.40 | 4.80 | 1.64 | 3.99 | 4.43 | 1.69 | 3.11 | 2.78 | 2.64 |
P/Operating CF |
7.11 | 12.58 | 13.42 | 3.80 | 8.82 | 11.09 | 5.59 | 9.53 | 7.55 | 7.05 |
P/B ratio |
0.98 | 1.68 | 1.96 | 1.02 | 2.08 | 3.12 | 1.24 | 1.88 | 1.57 | 1.90 |
Price to Tangible BV |
1.01 | 1.73 | 2.04 | 1.10 | 2.25 | 3.37 | 1.32 | 1.97 | 1.63 | 1.97 |
EV/Sales |
1.49 | 2.28 | 2.43 | 1.46 | 2.33 | 3.14 | 1.72 | 2.24 | 1.99 | 1.85 |
EV/EBITDA |
5.34 | 9.14 | 11.36 | 8.82 | 7.29 | 13.86 | 10.01 | 7.37 | 6.28 | 9.03 |
EV/Operating CF |
3.33 | 5.25 | 5.41 | 3.06 | 5.43 | 6.75 | 3.63 | 4.83 | 4.42 | 4.17 |
EV/FCF |
3.49 | 5.52 | 5.88 | 3.36 | 5.84 | 6.99 | 3.74 | 5.00 | 4.54 | 4.28 |
Quick Ratio |
0.34 | 0.26 | 0.18 | 0.25 | 0.30 | 0.29 | 0.31 | 0.28 | 0.23 | 0.84 |
Current Ratio |
16.02 | 14.53 | 15.02 | 12.70 | 14.24 | 15.36 | 17.03 | 15.98 | 19.32 | 22.99 |
Net Debt/EBITDA |
2.05 | 1.86 | 2.08 | 4.51 | 2.30 | 5.08 | 5.48 | 2.78 | 2.44 | 3.46 |
Debt/Assets |
36.86% | 29.12% | 29.47% | 43.79% | 42.44% | 56.84% | 53.28% | 46.96% | 44.31% | 42.11% |
Debt/Equity |
0.64 | 0.45 | 0.46 | 1.10 | 1.00 | 1.86 | 1.55 | 1.17 | 1.02 | 1.26 |
Asset Turnover |
0.61 | 0.61 | 0.64 | 0.63 | 0.53 | 0.54 | 0.53 | 0.53 | 0.55 | 0.57 |
Operating CF/Net income |
2.98 | 4.06 | 6.57 | 9.98 | 2.57 | 5.05 | 13.73 | 3.45 | 2.85 | 7.50 |
Capex/Depreciation |
(1.07) | (1.18) | (2.24) | (0.70) | (0.50) | (0.21) | (0.19) | (0.21) | (0.13) | (0.12) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 17.26% | 10.71% | 6.81% | 5.84% | 21.61% | 13.86% | 5.60% | 19.03% | 20.72% | 8.78% | |
| 9.16% | 6.54% | 4.39% | 2.99% | 8.90% | 4.96% | 1.82% | 7.09% | 8.64% | 3.35% | |
ROIC |
8.94% | 7.83% | 7.07% | 2.56% | 8.77% | 3.92% | 1.76% | 6.81% | 7.96% | 3.69% |
Return on Tangible Assets |
10.66% | 8.05% | 5.04% | 3.63% | 12.23% | 5.59% | 2.43% | 9.27% | 11.16% | 4.05% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 2.64 | 0.00 | 0.00 | 0.00 | 1.97 | 0.00 | 1.51 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
49.77% | 53.54% | 52.94% | 58.89% | 57.70% | 51.26% | 45.33% | 46.89% | 42.71% | 51.59% |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.98% | 1.08% | 3.24% | 4.91% | 3.65% | 3.00% | 1.47% | (0.29%) | (3.49%) | 3.31% |
Graham Net Nets |
0.82 | 0.43 | 0.43 | 0.47 | 0.24 | 0.14 | 0.36 | 0.29 | 0.37 | 0.26 |
Graham Number |
99.99 | 90.78 | 75.53 | 67.26 | 137.16 | 108.33 | 74.78 | 148.41 | 172.19 | 108.61 |
Earnings Yield |
16.20% | 5.74% | 3.44% | 6.87% | 10.33% | 4.43% | 4.45% | 9.54% | 12.93% | 5.47% |
Free Cash Flow Yield |
46.39% | 22.73% | 20.82% | 60.86% | 25.05% | 22.57% | 59.01% | 32.11% | 36.03% | 37.85% |
Revenue per Share |
56.38 | 57.18 | 60.55 | 76.75 | 81.30 | 96.37 | 107.24 | 99.64 | 103.99 | 118.43 |
Operating CF per Share |
25.20 | 24.80 | 27.20 | 36.55 | 34.95 | 44.87 | 50.71 | 46.23 | 46.85 | 52.49 |
Capex per Share |
(1.17) | (1.23) | (2.17) | (3.31) | (2.45) | (1.16) | (0.92) | (0.97) | (0.58) | (0.63) |
Free Cash Flow per Share |
24.03 | 23.57 | 25.03 | 33.24 | 32.50 | 43.71 | 49.79 | 45.26 | 46.27 | 51.87 |
Cash per Share |
1.75 | 1.42 | 1.04 | 1.51 | 2.42 | 3.17 | 2.87 | 2.06 | 1.79 | 5.95 |
Shareholders Equity per Share |
52.96 | 61.55 | 61.39 | 53.59 | 62.35 | 61.43 | 67.01 | 73.83 | 80.55 | 71.04 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
52.96 | 61.55 | 61.39 | 53.59 | 62.35 | 61.43 | 67.01 | 73.83 | 80.55 | 71.04 |
Free Cash Flow |
209.22 | 207.18 | 225.10 | 255.53 | 211.05 | 265.39 | 286.26 | 260.20 | 251.03 | 256.27 |
Working Capital |
666.51 | 644.03 | 714.03 | 751.76 | 696.79 | 939.32 | 851.20 | 808.40 | 780.11 | 835.68 |
Capital Expenditures |
(10.14) | (10.85) | (19.56) | (25.45) | (15.90) | (7.05) | (5.30) | (5.58) | (3.13) | (3.09) |
Net Current Asset Value |
371.38 | 391.75 | 462.09 | 197.90 | 200.06 | 159.48 | 172.21 | 230.45 | 251.20 | 170.56 |
EV/EBIT |
5.73 | 9.86 | 12.28 | 14.13 | 8.99 | 18.57 | 13.63 | 8.71 | 7.30 | 11.43 |
Capex to Sales |
0.02 | 0.02 | 0.04 | 0.04 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Net Profit Margin |
15.00% | 10.68% | 6.84% | 4.77% | 16.72% | 9.21% | 3.44% | 13.45% | 15.82% | 5.91% |
Price to Operating Income |
4.25 | 9.41 | 12.03 | 12.03 | 7.56 | 17.76 | 17.64 | 8.07 | 6.17 | 14.75 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.39 | 0.40 | 0.34 | 1.48 | 1.26 | 1.37 | 1.17 | 1.17 | 1.26 | 1.44 |
Cash ROIC |
25.30% | 24.45% | 26.95% | 29.29% | 24.42% | 22.86% | 26.84% | 26.05% | 26.23% | 29.35% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 155.61 | 0.00 | 212.33 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
— | — | — | — | — | — | — | 3.68 | — | 2.76 |
Average Payables |
31.62 | 32.69 | 36.44 | 49.34 | 50.17 | 49.54 | 54.30 | 52.27 | 48.17 | 40.18 |
Average Assets |
803.40 | 820.79 | 847.99 | 942.54 | 992.18 | 1,086.28 | 1,167.81 | 1,086.83 | 1,032.42 | 1,031.30 |
Average Common Equity |
426.48 | 501.09 | 546.61 | 482.04 | 408.45 | 388.98 | 379.13 | 404.83 | 430.71 | 394.00 |
Columns are period end dates