Western New England Bancorp WNEB
13.97
0.10
0.72%
as of 25 Sep
- Market cap
- $278.0M
- P/E
- 16.6×
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Growth Flags
show if company had growth for consecutive years
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
38.45 | 26.07 | 17.31 | 18.88 | 15.66 | 8.50 | 7.92 | 12.79 | 16.43 | 16.61 |
P/S ratio |
3.38 | 3.96 | 3.29 | 2.75 | 1.87 | 2.20 | 2.08 | 1.72 | 1.57 | 1.94 |
P/FCF ratio |
0.00 | 19.64 | 13.55 | 17.86 | 8.01 | 8.02 | 5.79 | 16.21 | 17.40 | 14.87 |
P/Operating CF |
(70.63) | 61.94 | 68.11 | (62.25) | 21.98 | 19.84 | 12.19 | 21.75 | 31.76 | 36.11 |
P/B ratio |
0.77 | 1.32 | 1.22 | 1.09 | 0.76 | 0.91 | 0.90 | 0.81 | 0.82 | 1.03 |
Price to Tangible BV |
0.84 | 1.42 | 1.31 | 1.17 | 0.82 | 0.98 | 0.97 | 0.86 | 0.87 | 1.09 |
EV/Sales |
4.38 | 5.63 | 5.34 | 4.72 | 1.55 | 1.32 | 1.98 | 2.72 | 1.98 | 2.34 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
256.85 | 24.63 | 19.13 | 28.15 | 5.70 | 4.25 | 5.35 | 20.60 | 20.01 | 16.87 |
EV/FCF |
(444.83) | 27.91 | 22.01 | 30.66 | 6.63 | 4.82 | 5.52 | 25.59 | 22.05 | 17.93 |
Quick Ratio |
0.04 | 0.02 | 0.02 | 0.01 | 0.04 | 0.05 | 0.01 | 0.01 | 0.03 | 0.02 |
Current Ratio |
0.97 | 1.00 | 1.04 | 1.05 | 0.98 | 0.87 | 0.89 | 0.95 | 0.94 | 0.93 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
6.01% | 7.91% | 9.82% | 9.42% | 2.45% | 0.88% | 0.82% | 5.47% | 4.44% | 3.39% |
Debt/Equity |
0.52 | 0.67 | 0.88 | 0.89 | 0.26 | 0.10 | 0.09 | 0.59 | 0.50 | 0.37 |
Asset Turnover |
0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 |
Operating CF/Net income |
0.19 | 1.53 | 1.50 | 1.15 | 2.24 | 1.21 | 1.42 | 0.98 | 1.04 | 1.19 |
Capex/Depreciation |
(0.29) | (0.40) | (0.67) | (0.22) | (0.63) | (0.50) | (0.20) | (0.58) | (0.23) | (0.23) |
| 2.56% | 5.07% | 6.78% | 5.69% | 4.89% | 10.53% | 11.46% | 6.47% | 4.93% | 6.32% | |
| 0.28% | 0.59% | 0.78% | 0.62% | 0.49% | 0.97% | 1.02% | 0.59% | 0.45% | 0.57% | |
ROIC |
2.44% | 3.62% | 3.15% | 2.60% | 4.49% | 13.91% | 9.90% | 3.51% | 3.25% | 4.12% |
Return on Tangible Assets |
(13.03%) | 47.95% | 18.94% | 12.97% | (69.37%) | (8.63%) | (10.97%) | (16.77%) | (9.88%) | (11.03%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
58.33% | 55.27% | 54.56% | 54.98% | 64.61% | 58.45% | 58.37% | 52.87% | 47.06% | 47.91% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.48% | 0.79% | 0.96% | 0.84% | 0.91% | 1.41% | 1.08% | 1.27% | 1.20% | 0.83% |
Graham Net Nets |
(1.11) | (0.56) | (0.57) | (0.62) | (0.79) | (1.76) | (1.53) | (1.47) | (1.52) | (1.08) |
Graham Number |
8.14 | 8.85 | 10.35 | 10.08 | 9.46 | 14.94 | 16.71 | 13.18 | 11.93 | 14.48 |
Earnings Yield |
2.60% | 3.84% | 5.78% | 5.30% | 6.39% | 11.76% | 12.63% | 7.82% | 6.09% | 6.02% |
Free Cash Flow Yield |
(0.29%) | 5.09% | 7.38% | 5.60% | 12.49% | 12.47% | 17.29% | 6.17% | 5.75% | 6.73% |
Revenue per Share |
2.77 | 2.76 | 3.05 | 3.51 | 3.68 | 3.98 | 4.54 | 5.20 | 5.87 | 6.49 |
Operating CF per Share |
0.05 | 0.63 | 0.85 | 0.59 | 1.00 | 1.24 | 1.68 | 0.69 | 0.58 | 0.90 |
Capex per Share |
(0.07) | (0.07) | (0.11) | (0.05) | (0.14) | (0.15) | (0.05) | (0.13) | (0.05) | (0.05) |
Free Cash Flow per Share |
(0.03) | 0.56 | 0.74 | 0.54 | 0.86 | 1.09 | 1.63 | 0.55 | 0.53 | 0.85 |
Cash per Share |
3.56 | 0.91 | 0.93 | 0.94 | 3.49 | 4.45 | 1.39 | 1.34 | 3.18 | 2.00 |
Shareholders Equity per Share |
12.10 | 8.28 | 8.21 | 8.86 | 9.05 | 9.63 | 10.43 | 11.02 | 11.29 | 12.26 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
12.10 | 8.28 | 8.21 | 8.86 | 9.05 | 9.63 | 10.43 | 11.02 | 11.29 | 12.26 |
Free Cash Flow |
(0.54) | 16.65 | 21.41 | 14.12 | 21.55 | 25.37 | 35.63 | 11.89 | 11.05 | 17.14 |
Working Capital |
(57.99) | 2.20 | 62.00 | 79.12 | (41.27) | (300.74) | (260.84) | (115.43) | (142.46) | (161.72) |
Capital Expenditures |
(1.47) | (2.21) | (3.23) | (1.26) | (3.51) | (3.42) | (1.14) | (2.88) | (1.12) | (1.07) |
Net Current Asset Value |
(205.19) | (182.86) | (164.55) | (157.47) | (137.10) | (358.58) | (315.06) | (282.74) | (291.60) | (276.38) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.03 | 0.03 | 0.04 | 0.01 | 0.04 | 0.04 | 0.01 | 0.03 | 0.01 | 0.01 |
Net Profit Margin |
8.86% | 14.93% | 18.60% | 14.54% | 12.17% | 25.64% | 26.08% | 13.45% | 9.51% | 11.64% |
Price to Operating Income |
16.46 | 14.68 | 13.74 | 14.66 | 12.19 | 6.41 | 5.95 | 9.84 | 12.86 | 12.88 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.24 | 0.23 | 0.20 | 0.24 | 0.22 | 0.26 | 0.23 | 0.19 | 0.20 | 0.20 |
Cash ROIC |
(4.60%) | (1.06%) | 0.00% | (1.81%) | (0.01%) | 0.75% | 4.23% | (2.66%) | (2.92%) | (1.35%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.02 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
49,100.21 | 37,536.36 | 30,695.41 | 25,372.68 | 40,436.26 | 123,466.39 | 121,527.28 | 23,561.88 | 16,512.37 | 17,759.60 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,209.22 | 1,512.08 | 1,551.04 | 1,636.93 | 1,860.64 | 2,150.16 | 2,243.17 | 2,186.59 | 2,203.20 | 2,311.78 |
Average Assets |
1,707.97 | 2,079.54 | 2,100.95 | 2,150.15 | 2,273.68 | 2,452.16 | 2,545.79 | 2,558.86 | 2,608.83 | 2,694.79 |
Average Common Equity |
188.93 | 242.84 | 242.16 | 234.53 | 229.33 | 225.16 | 225.92 | 232.78 | 236.66 | 241.77 |
Columns are period end dates