Saturday 17 October 2026 Export WAFD’s income statement to Excel — free account

WaFd, Inc.

WaFd, Inc.’s revenue for fiscal 2025 (year ended September 2025) was $1.4 billion, down 1.52% from fiscal 2024. In the quarter to June 2026, revenue grew 1.80%, EPS grew 16.4%, free cash flow grew 33.9% and total debt rose 68.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.

29.10 0.35 −1.19%

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Market cap: $2.2B
P/E: 9.1×
Fwd P/E: 10.9×
Dividend yield: 3.71%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Sep '16	Sep '17	Sep '18	Sep '19	Sep '20	Sep '21	Sep '22	Sep '23	Sep '24	Sep '25
Piotroski F-Score Full definition →	—	8	6	6	5	6	8	6	5	6
P/E ratio Full definition →	14.91	17.41	13.09	14.17	9.31	14.30	8.82	6.84	14.05	11.43
P/S ratio Full definition →	4.18	5.02	4.10	4.06	2.26	3.82	2.67	1.52	1.81	1.72
P/FCF ratio Full definition →	12.53	17.81	16.33	13.90	8.43	7.83	7.29	7.72	5.87	10.18
P/Operating CF Full definition →	46.66	52.65	52.99	45.55	29.13	38.43	20.17	20.03	26.78	42.33
P/B ratio Full definition →	1.23	1.50	1.34	1.46	0.79	1.36	0.99	0.78	0.96	0.89
Price to Tangible BV Full definition →	1.45	1.77	1.58	1.73	0.94	1.64	1.18	0.91	1.15	1.06
EV/Sales Full definition →	6.97	8.20	7.27	6.55	3.67	3.25	4.64	3.95	2.43	2.51
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	18.35	27.44	24.82	20.54	15.59	6.73	12.66	20.23	7.91	14.93
EV/FCF Full definition →	20.90	29.10	28.93	22.45	13.68	6.66	12.66	20.13	7.88	14.82
Quick Ratio Full definition →	0.04	0.03	0.02	0.03	0.12	0.13	0.04	0.06	0.11	0.03
Current Ratio Full definition →	0.96	1.02	1.03	1.02	1.04	1.01	1.03	1.13	1.08	0.96
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	13.97%	14.59%	14.69%	13.66%	14.37%	8.75%	10.23%	16.24%	11.64%	6.61%
Debt/Equity Full definition →	1.05	1.11	1.17	1.11	1.34	0.81	0.93	1.50	1.09	0.58
Asset Turnover Full definition →	0.04	0.04	0.04	0.05	0.04	0.03	0.04	0.05	0.06	0.05
Operating CF/Net income Full definition →	1.35	1.04	0.94	1.11	0.96	1.81	1.21	0.88	2.37	1.12
Capex/Depreciation Full definition →	(1.39)	(0.25)	(0.58)	(0.64)	0.58	0.10	0.00	0.05	0.01	0.17
ROE Full definition →	8.35%	8.72%	10.19%	10.43%	8.57%	9.04%	11.67%	11.84%	7.68%	7.77%
ROA Full definition →	1.11%	1.15%	1.31%	1.30%	0.98%	0.90%	1.10%	1.12%	0.73%	0.77%
ROIC Full definition →	4.30%	4.09%	3.96%	4.25%	4.55%	8.30%	5.05%	3.99%	4.12%	4.36%
Return on Tangible Assets Full definition →	(151.17%)	32.45%	35.17%	39.04%	22.48%	36.72%	28.36%	9.97%	9.42%	(31.22%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	37.54%	37.92%	39.77%	38.24%	47.62%	50.99%	49.26%	38.11%	32.50%	30.90%
Intangible Assets out of Total Assets Full definition →	0.02	0.02	0.02	0.02	0.02	0.02	0.01	0.01	0.02	0.02
Share Based Compensation of Revenue Full definition →	0.61%	0.98%	0.73%	0.72%	0.91%	0.98%	0.93%	0.72%	0.64%	0.60%
Graham Net Nets Full definition →	(1.03)	(0.67)	(0.78)	(0.69)	(1.39)	(0.62)	(0.84)	(0.91)	(0.64)	(1.16)
Graham Number Full definition →	29.51	31.46	35.62	38.52	36.37	36.87	48.10	52.25	45.05	45.13
Earnings Yield Full definition →	6.71%	5.74%	7.64%	7.06%	10.74%	7.00%	11.34%	14.61%	7.12%	8.75%
Free Cash Flow Yield Full definition →	7.98%	5.61%	6.12%	7.19%	11.86%	12.77%	13.72%	12.96%	17.03%	9.83%
Revenue per Share Full definition →	6.39	6.76	7.66	9.12	9.23	8.99	11.22	16.80	19.29	17.59
Operating CF per Share Full definition →	2.43	2.02	2.24	2.91	2.17	4.34	4.11	3.28	5.92	2.96
Capex per Share Full definition →	(0.30)	(0.12)	(0.32)	(0.25)	0.30	0.05	0.00	0.02	0.02	0.02
Free Cash Flow per Share Full definition →	2.13	1.91	1.92	2.66	2.47	4.38	4.11	3.30	5.93	2.98
Cash per Share Full definition →	4.93	3.52	3.16	5.21	22.20	28.83	10.48	15.04	32.07	8.20
Shareholders Equity per Share Full definition →	21.62	22.56	23.49	25.26	26.25	29.31	34.83	37.22	40.41	37.91
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	21.62	22.56	23.49	25.26	26.25	29.31	34.83	37.22	40.41	37.91
Free Cash Flow Full definition →	194.64	169.45	163.58	214.11	189.88	317.83	268.51	215.05	440.57	238.64
Working Capital Full definition →	(390.47)	271.07	311.63	264.51	518.63	217.53	538.58	2,198.50	1,719.89	(938.51)
Capital Expenditures Full definition →	(27.09)	(10.25)	(27.13)	(19.94)	23.28	3.38	0.04	1.09	1.34	1.69
Net Current Asset Value Full definition →	(2,513.37)	(2,010.56)	(2,075.79)	(2,043.33)	(2,230.83)	(1,549.49)	(1,636.47)	(1,504.05)	(1,659.75)	(2,815.60)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.05	0.02	0.04	0.03	(0.03)	(0.01)	0.00	0.00	0.00	0.00
Price to Operating Income Full definition →	9.83	11.78	10.38	11.33	7.30	10.67	6.52	5.11	10.10	8.39
Other line items
Depreciation/Fixed assets Full definition →	0.07	0.16	0.17	0.11	0.16	0.13	0.26	0.10	0.54	0.04
Cash ROIC Full definition →	4.32%	3.73%	3.56%	4.55%	2.96%	5.35%	5.28%	3.05%	5.09%	4.37%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.01	0.01	0.01	0.02	0.01	0.01	0.00	0.02	0.04	0.03
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	33,200.42	33,803.84	30,800.26	22,985.76	33,142.20	65,581.56	81,521.43	16,629.77	10,974.46	11,419.41
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	10,616.28	10,717.93	11,111.08	11,688.96	12,885.19	14,660.87	15,785.84	16,049.95	18,722.15	21,405.81
Average Assets Full definition →	14,728.19	15,070.82	15,559.65	16,170.32	17,634.48	19,222.31	20,211.35	21,623.41	25,267.51	27,380.02
Average Common Equity Full definition →	1,965.71	1,990.71	2,001.30	2,014.95	2,023.56	1,920.10	1,900.16	2,050.34	2,413.36	2,719.94

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