Saturday 17 October 2026
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Valley National Bancorp
Valley National Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $3.5 billion, down 2.44% from fiscal 2024. In the quarter to June 2026, revenue grew 4.09%, EPS grew 30.4%, free cash flow grew 2.65% and total debt fell 9.98%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.
12.68
0.07
−0.55%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
11.34 | 13.13 | 11.36 | 9.90 | 12.17 | 10.37 | 12.87 | 11.84 | 19.40 | 18.25 |
Piotroski F-Score |
5 | 4 | 4 | 6 | 6 | 6 | 3 | 6 | 5 | 6 |
P/S ratio |
1.87 | 1.30 | 1.63 | 2.51 | 3.76 | 2.51 | 2.52 | 2.27 | 3.14 | 3.42 |
P/FCF ratio |
19.93 | 8.72 | 17.09 | 4.00 | 6.95 | 24.91 | 11.13 | 10.31 | 4.87 | 7.10 |
P/Operating CF |
33.24 | 11.91 | (19.66) | 27.70 | 22.05 | 21.50 | 25.37 | (15.37) | 15.68 | 10.97 |
P/B ratio |
0.88 | 0.66 | 0.84 | 0.89 | 1.15 | 0.90 | 0.93 | 0.94 | 1.28 | 1.31 |
Price to Tangible BV |
1.19 | 0.92 | 1.23 | 1.33 | 1.67 | 1.34 | 1.43 | 1.49 | 1.87 | 1.95 |
EV/Sales |
2.27 | 1.68 | 2.07 | 2.81 | 3.38 | 3.17 | 3.65 | 3.27 | 5.19 | 4.67 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
23.03 | 10.96 | 18.43 | 4.29 | 6.01 | 30.32 | 21.42 | 13.89 | 7.93 | 9.68 |
EV/FCF |
24.14 | 11.23 | 21.75 | 4.48 | 6.24 | 31.37 | 16.14 | 14.80 | 8.05 | 9.69 |
Quick Ratio |
0.03 | 0.04 | 0.02 | 0.02 | 0.06 | 0.04 | 0.01 | 0.02 | 0.02 | 0.02 |
Current Ratio |
0.97 | 0.98 | 0.99 | 0.97 | 0.99 | 1.00 | 0.99 | 0.95 | 0.98 | 0.93 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
4.63% | 5.17% | 3.91% | 2.78% | 3.41% | 5.78% | 5.82% | 5.37% | 9.82% | 6.45% |
Debt/Equity |
0.38 | 0.43 | 0.36 | 0.25 | 0.29 | 0.51 | 0.50 | 0.51 | 0.93 | 0.62 |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 |
Operating CF/Net income |
0.60 | 1.53 | 0.78 | 2.57 | 1.82 | 0.43 | 0.88 | 1.22 | 4.06 | 2.60 |
Capex/Depreciation |
(0.27) | (0.17) | (0.71) | (0.64) | (0.38) | (0.05) | 0.85 | (0.22) | (0.11) | 0.00 |
| 7.83% | 5.29% | 7.61% | 10.04% | 9.96% | 8.83% | 8.12% | 9.10% | 6.64% | 7.38% | |
| 0.90% | 0.58% | 0.81% | 1.10% | 1.10% | 0.97% | 0.86% | 0.89% | 0.65% | 0.72% | |
ROIC |
5.06% | 3.12% | 5.17% | 6.92% | 8.87% | 5.90% | 4.66% | 4.45% | 3.53% | 4.22% |
Return on Tangible Assets |
(45.58%) | (52.07%) | (366.38%) | (49.46%) | (240.05%) | 80.76% | (393.95%) | (24.49%) | (141.29%) | (14.88%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
34.62% | 37.99% | 34.33% | 47.24% | 46.43% | 46.84% | 40.20% | 47.86% | 49.40% | 50.79% |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 |
Share Based Compensation of Revenue |
0.78% | 0.81% | 0.98% | 1.32% | 1.40% | 1.03% | 0.96% | 1.51% | 1.29% | 1.15% |
Graham Net Nets |
(0.75) | (1.00) | (0.60) | (0.63) | (0.41) | (0.63) | (0.75) | (1.04) | (0.93) | (0.96) |
Graham Number |
17.57 | 14.60 | 16.53 | 18.09 | 17.44 | 15.15 | 15.73 | 12.65 | 10.72 | 11.31 |
Earnings Yield |
8.82% | 7.62% | 8.80% | 10.10% | 8.22% | 9.64% | 7.77% | 8.45% | 5.16% | 5.48% |
Free Cash Flow Yield |
5.02% | 11.46% | 5.85% | 25.00% | 14.40% | 4.02% | 8.99% | 9.70% | 20.55% | 14.08% |
Revenue per Share |
6.24 | 6.95 | 6.63 | 4.50 | 3.66 | 3.88 | 4.55 | 3.90 | 3.58 | 3.41 |
Operating CF per Share |
0.61 | 1.06 | 0.75 | 2.94 | 2.05 | 0.41 | 0.78 | 0.92 | 2.35 | 1.64 |
Capex per Share |
(0.03) | (0.03) | (0.11) | (0.12) | (0.07) | (0.01) | 0.25 | (0.06) | (0.03) | 0.00 |
Free Cash Flow per Share |
0.59 | 1.04 | 0.63 | 2.82 | 1.98 | 0.39 | 1.03 | 0.86 | 2.31 | 1.64 |
Cash per Share |
2.83 | 3.66 | 1.76 | 1.95 | 5.03 | 3.29 | 1.29 | 1.29 | 1.58 | 1.54 |
Shareholders Equity per Share |
13.95 | 14.42 | 13.20 | 13.19 | 12.48 | 11.37 | 12.98 | 10.11 | 9.59 | 9.33 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
13.95 | 14.42 | 13.20 | 13.19 | 12.48 | 11.37 | 12.98 | 10.11 | 9.59 | 9.33 |
Free Cash Flow |
328.01 | 535.60 | 320.45 | 1,370.38 | 806.65 | 158.07 | 347.59 | 285.30 | 610.47 | 419.03 |
Working Capital |
(1,579.17) | (1,040.04) | (512.74) | (1,482.04) | (518.41) | 148.18 | (409.95) | (1,357.18) | (395.61) | (1,373.09) |
Capital Expenditures |
(15.82) | (12.94) | (57.74) | (58.10) | (30.49) | (5.50) | 85.67 | (18.65) | (8.76) | (0.15) |
Net Current Asset Value |
(4,918.00) | (4,659.95) | (3,302.00) | (3,440.74) | (2,281.61) | (2,480.23) | (2,897.94) | (3,069.94) | (2,753.20) | (2,848.57) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.02 | 0.03 | 0.02 | 0.00 | (0.06) | 0.01 | 0.01 | 0.00 |
Price to Operating Income |
8.79 | 10.66 | 8.07 | 7.02 | 8.74 | 7.43 | 8.47 | 8.92 | 11.75 | 12.75 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.18 | 0.22 | 0.21 | 0.25 | 0.25 | 0.38 | 0.30 | 0.25 | 0.28 | 0.21 |
Cash ROIC |
2.65% | 4.27% | 3.21% | 15.31% | 9.36% | 1.91% | 4.97% | 5.20% | 11.50% | 9.87% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.03 | 0.03 | 0.03 | 0.01 | 0.00 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
12,967.26 | 10,572.54 | 12,198.64 | 54,159.32 | 104,611.54 | 44,017.50 | 25,186.86 | 29,549.68 | 38,057.13 | 43,500.27 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
51,129.48 | 49,659.35 | 48,439.87 | 41,634.66 | 33,784.01 | 30,560.72 | 26,819.41 | 21,303.22 | 17,942.09 | 16,992.13 |
Average Assets |
63,312.21 | 61,713.33 | 59,198.86 | 50,454.60 | 42,066.26 | 39,061.05 | 34,649.56 | 27,932.70 | 23,433.38 | 22,238.53 |
Average Common Equity |
7,267.07 | 6,786.24 | 6,341.41 | 5,532.74 | 4,628.40 | 4,278.46 | 3,657.63 | 2,732.12 | 2,294.52 | 2,180.53 |
Columns are period end dates