Saturday 17 October 2026 Export VBNK’s income statement to Excel — free account

VersaBank

VersaBank’s revenue for fiscal 2025 (year ended October 2025) was $217.1 million, roughly unchanged from fiscal 2024. In the quarter to July 2026, revenue grew 19.2%, EPS grew 46.7% and free cash flow fell 125.0%, each against the same quarter a year earlier. Revenue growth for five consecutive years.

22.28 0.11 −0.49%

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Market cap: $725.9M
P/E: 29.3×
Fwd P/E: 18.0×
Dividend yield: 0.32%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Oct '25	Jan '26	Apr '26	Jul '26
P/E ratio Full definition →	+8 more quarters Free account	18.26	22.43	25.96	25.45
P/S ratio Full definition →		1.72	2.23	2.44	2.54
P/FCF ratio Full definition →		12.04	3.73	3.41	88.63
P/Operating CF Full definition →		10.59	12.51	(18.05)	(19.40)
P/B ratio Full definition →		0.98	1.28	1.43	1.54
Price to Tangible BV Full definition →		1.03	1.34	1.48	1.60
EV/Sales Full definition →		(0.19)	0.22	0.68	1.11
EV/EBITDA Full definition →		0.00	0.00	0.00	0.00
EV/Operating CF Full definition →		(1.30)	0.36	0.93	23.93
EV/FCF Full definition →		(1.33)	0.36	0.95	38.80
Quick Ratio Full definition →		0.12	0.12	0.10	0.08
Current Ratio Full definition →		1.14	1.11	1.11	1.11
Net Debt/EBITDA Full definition →		0.00	0.00	0.00	0.00
Debt/Assets Full definition →		0.00%	0.00%	0.00%	0.00%
Debt/Equity Full definition →		0.00	0.00	0.00	0.00
Asset Turnover Full definition →		0.06	0.06	0.06	0.06
Operating CF/Net income Full definition →		9.30	5.03	(5.81)	(4.47)
Capex/Depreciation Full definition →		(0.32)	(0.18)	(5.73)	(0.07)
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		31.33%	25.34%	32.58%	27.17%
Intangible Assets out of Total Assets Full definition →		0.00	0.00	0.00	0.00
Share Based Compensation of Revenue Full definition →		0.01%	0.00%	0.00%	0.01%
Graham Net Nets Full definition →		0.71	0.51	0.45	0.39
Graham Number Full definition →		13.29	13.89	13.96	14.65
Earnings Yield Full definition →		5.48%	4.46%	3.85%	3.93%
Free Cash Flow Yield Full definition →		8.30%	26.84%	29.30%	1.13%
Revenue per Share Full definition →		1.83	1.89	1.95	2.04
Operating CF per Share Full definition →		1.12	1.26	(0.99)	(1.00)
Capex per Share Full definition →		(0.01)	0.00	(0.12)	0.00
Free Cash Flow per Share Full definition →		1.11	1.25	(1.12)	(1.00)
Cash per Share Full definition →		13.18	14.17	12.91	10.87
Shareholders Equity per Share Full definition →		12.07	12.25	12.54	12.55
Interest Debt per Share Full definition →		0.00	0.00	0.00	0.00
Book value per Share Full definition →		12.07	12.25	12.54	12.55
Free Cash Flow Full definition →		35.12	40.00	(35.84)	(32.24)
Working Capital Full definition →		488.10	441.49	453.76	456.89
Capital Expenditures Full definition →		(0.20)	(0.12)	(4.00)	(0.06)
Net Current Asset Value Full definition →		265.78	258.44	259.22	244.88
EV/EBIT Full definition →		0.00	0.00	0.00	0.00
Capex to Sales Full definition →		0.00	0.00	0.06	0.00
Price to Operating Income Full definition →		12.63	15.29	17.89	17.48
Other line items
Average Payables Full definition →		3,257.63	3,346.30	3,492.18	3,800.01
Average Assets Full definition →		3,850.75	3,964.56	4,123.72	4,455.01
Average Common Equity Full definition →		336.78	379.15	387.20	394.69

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Columns are period end dates

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