Univest Corporation of Pennsylvania UVSP

42.16 0.37 0.89% as of 25 Sep
Market cap
$1.2B
P/E
12.1×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
P/E ratio
10.39 11.35 9.09 9.75 9.59 12.86 11.96 12.47 17.10 34.19
P/S ratio
1.82 1.72 1.44 2.32 3.00 2.13 2.80 2.51 3.36 3.86
P/FCF ratio
9.67 11.96 7.77 7.34 8.48 12.34 11.17 7.66 10.86 32.75
P/Operating CF
30.67 30.74 23.22 29.46 23.90 118.10 40.64 25.48 31.21 75.03
P/B ratio
1.00 0.97 0.77 0.99 1.14 0.87 1.16 1.01 1.24 1.40
Price to Tangible BV
1.24 1.23 0.99 1.30 1.50 1.18 1.59 1.43 1.79 2.23
EV/Sales
0.94 1.81 1.91 2.59 0.63 2.39 3.23 3.03 4.14 4.06
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
4.79 12.08 9.54 7.82 1.79 13.18 12.33 8.83 13.41 22.27
EV/FCF
5.00 12.59 10.28 8.21 1.77 13.85 12.88 9.24 13.41 34.43
Quick Ratio
0.08 0.05 0.04 0.02 0.15 0.04 0.03 0.03 0.02 0.02
Current Ratio
1.05 1.05 1.06 1.02 1.01 1.04 1.02 1.00 1.00 0.93
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
3.54% 4.60% 5.90% 3.37% 2.72% 4.63% 4.55% 4.81% 5.49% 2.22%
Debt/Equity
0.32 0.42 0.55 0.31 0.25 0.42 0.36 0.38 0.41 0.19
Asset Turnover
0.06 0.06 0.06 0.05 0.04 0.05 0.05 0.05 0.05 0.05
Operating CF/Net income
1.12 0.99 1.26 1.40 1.12 1.09 1.12 1.71 1.57 1.72
Capex/Depreciation
(0.61) (0.35) (1.12) (1.00) 0.23 (0.33) (0.44) (0.54) 0.00 (2.17)
ROE
9.92% 8.80% 8.80% 10.08% 12.52% 6.85% 10.08% 8.18% 7.88% 4.46%
ROA
1.10% 0.95% 0.95% 1.09% 1.36% 0.80% 1.26% 1.05% 0.99% 0.54%
ROIC
10.29% 6.39% 5.38% 7.02% 92.18% 4.76% 6.29% 5.07% 4.96% 4.08%
Return on Tangible Assets
23.39% 18.59% 16.08% 44.83% 65.80% 16.22% 42.04% 75.79% 56.34% (10.55%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
41.42% 40.75% 46.06% 60.22% 53.69% 68.85% 55.31% 62.63% 63.26% 73.84%
Intangible Assets out of Total Assets
0.02 0.02 0.02 0.03 0.03 0.03 0.03 0.04 0.04 0.04
Share Based Compensation of Revenue
0.90% 0.92% 0.94% 1.25% 1.26% 0.52% 0.84% 1.02% 1.42% 1.14%
Graham Net Nets
0.02 (0.05) (0.16) (0.20) (0.16) (0.16) (0.23) (0.37) (0.31) (0.48)
Graham Number
48.24 42.15 39.40 39.84 42.99 29.22 34.14 28.86 28.93 21.18
Earnings Yield
9.62% 8.81% 11.01% 10.25% 10.43% 7.77% 8.36% 8.02% 5.85% 2.92%
Free Cash Flow Yield
10.34% 8.36% 12.87% 13.62% 11.79% 8.10% 8.96% 13.06% 9.20% 3.05%
Revenue per Share
18.04 17.13 15.24 11.23 9.97 9.67 9.57 8.59 8.35 7.98
Operating CF per Share
3.53 2.57 3.05 3.72 3.48 1.75 2.51 2.95 2.58 1.46
Capex per Share
(0.15) (0.10) (0.22) (0.18) 0.05 (0.08) (0.11) (0.13) 0.00 (0.51)
Free Cash Flow per Share
3.38 2.47 2.83 3.55 3.53 1.67 2.40 2.82 2.58 0.94
Cash per Share
19.27 11.26 8.49 5.20 30.28 7.53 4.29 3.75 2.83 2.53
Shareholders Equity per Share
32.83 30.37 28.51 26.42 26.32 23.72 23.13 21.39 22.68 22.09
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
32.83 30.37 28.51 26.42 26.32 23.72 23.13 21.39 22.68 22.09
Free Cash Flow
97.25 72.08 83.28 104.23 103.71 48.70 70.01 82.21 68.70 21.55
Working Capital
342.43 361.72 390.66 123.32 82.60 233.21 99.09 6.69 15.74 (246.89)
Capital Expenditures
(4.26) (3.02) (6.46) (5.22) 1.38 (2.48) (3.14) (3.80) 0.04 (11.76)
Net Current Asset Value
15.03 (44.03) (102.95) (153.09) (144.73) (97.99) (183.45) (233.22) (234.42) (340.97)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.01 0.01 0.01 0.02 0.00 0.01 0.01 0.02 0.00 0.06
Net Profit Margin
17.51% 15.17% 15.85% 23.67% 31.33% 16.60% 23.43% 20.03% 19.66% 10.59%
Price to Operating Income
8.30 9.05 7.17 7.86 7.69 10.30 9.77 10.27 12.07 19.95
Other line items
Depreciation/Fixed assets
0.15 0.18 0.11 0.10 0.10 0.14 0.13 0.12 0.12 0.09
Cash ROIC
3.12% 1.79% 2.47% 4.99% 2.45% (0.37%) 1.58% 2.72% 0.74% (4.62%)
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.03 0.03 0.02 0.01 0.00 0.01 0.01 0.01 0.01 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
13,594.28 12,262.99 15,337.20 63,678.22 103,528.21 64,683.31 35,474.63 43,741.61 65,403.77 96,027.46
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
6,923.29 6,567.52 6,144.65 5,984.33 5,648.92 4,801.40 4,123.00 3,720.43 3,406.24 2,825.96
Average Assets
8,282.66 7,954.52 7,501.32 7,172.22 6,729.46 5,858.71 5,182.64 4,769.60 4,392.70 3,554.99
Average Common Equity
915.31 863.25 807.85 775.15 733.13 683.80 649.63 613.75 554.29 433.39

Fold the line items

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