USCB Financial Holdings, Inc. USCB

22.63 (0.04) (0.18%) as of 25 Sep
Market cap
$418.8M
P/E
14.7×
Growth Flags show if company had growth for consecutive years
Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
0.00 0.00 12.25 14.55 14.20 13.85
P/S ratio
0.00 2.18 3.21 2.21 2.43 2.35
P/FCF ratio
1.18 6.38 8.49 10.71 10.12 8.42
P/Operating CF
4.30 (92.18) (120.98) (40.11) (120.55) (35.74)
P/B ratio
0.30 0.72 1.34 1.25 1.62 1.65
Price to Tangible BV
0.30 0.72 1.34 1.25 1.62 1.65
EV/Sales
0.00 2.03 3.10 3.52 3.02 3.40
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
0.85 6.21 8.02 16.93 12.49 12.08
EV/FCF
0.87 5.94 8.20 17.05 12.61 12.16
Quick Ratio
0.04 0.03 0.03 0.02 0.04 0.02
Current Ratio
0.84 0.77 0.84 0.93 0.93 0.93
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
2.40% 1.94% 2.21% 7.82% 6.31% 7.08%
Debt/Equity
0.21 0.18 0.25 0.95 0.76 0.91
Asset Turnover
0.04 0.04 0.04 0.05 0.06 0.06
Operating CF/Net income
1.70 (0.31) 1.47 1.36 1.41 1.64
Capex/Depreciation
0.34 (0.48) 1.79 0.45 (0.43) (3.06)
ROE
4.49% (41.18%) 10.43% 8.84% 12.11% 12.07%
ROA
0.46% (4.21%) 1.02% 0.75% 1.00% 0.97%
ROIC
5.26% 8.93% 9.71% 4.08% 6.74% 5.97%
Return on Tangible Assets
(3.90%) 19.21% (7.04%) (12.13%) (16.12%) (17.04%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
61.78% 52.68% 54.77% 40.74% 34.87% 35.71%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.32% 0.43% 0.69% 0.93% 1.48% 1.98%
Graham Net Nets
(7.55) (2.87) (1.44) (1.40) (0.94) (1.01)
Graham Number
0.00 0.00 14.33 13.60 17.55 18.29
Earnings Yield
(31.46%) (26.28%) 8.16% 6.87% 7.04% 7.22%
Free Cash Flow Yield
84.71% 15.67% 11.78% 9.33% 9.89% 11.88%
Revenue per Share
5.87 6.42 3.82 5.53 7.32 7.83
Operating CF per Share
1.31 2.10 1.48 1.15 1.77 2.20
Capex per Share
(0.03) 0.10 (0.03) (0.01) (0.02) (0.02)
Free Cash Flow per Share
1.27 2.20 1.44 1.14 1.75 2.19
Cash per Share
4.77 4.40 2.71 2.09 3.92 1.98
Shareholders Equity per Share
17.09 19.40 9.12 9.78 10.95 11.18
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
17.09 19.40 9.12 9.78 10.95 11.18
Free Cash Flow
12.76 23.07 28.86 22.38 34.52 42.50
Working Capital
(203.53) (372.63) (291.45) (141.21) (157.62) (157.39)
Capital Expenditures
(0.35) 1.02 (0.67) (0.16) (0.31) (0.30)
Net Current Asset Value
(254.04) (422.81) (351.84) (335.63) (329.07) (360.46)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.01 (0.02) 0.01 0.00 0.00 0.00
Net Profit Margin
13.10% (104.69%) 26.39% 15.26% 17.14% 17.16%
Price to Operating Income
0.00 5.32 9.05 11.00 10.75 9.96
Other line items
Depreciation/Fixed assets
(0.16) (0.40) (0.07) (0.08) 0.16 0.02
Cash ROIC
2.65% 5.86% 8.59% 4.26% 6.65% 8.51%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.01 0.00 0.00 0.02 0.03 0.03
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
51,437.77 137,361.18 89,755.02 16,656.59 12,945.36 13,837.63
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
1,431.89 1,431.89 1,709.83 1,883.21 2,055.57 2,259.54
Average Assets
1,677.84 1,677.84 1,969.89 2,212.46 2,460.15 2,686.38
Average Common Equity
171.41 171.41 193.16 187.20 203.68 216.29

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Columns are period end dates