Upstart Holdings, Inc. UPST

23.81 (0.83) (3.37%) as of 25 Sep
Market cap
$2.4B
P/E
38.4×
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An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Revenue
1,246.12 1,138.70 1,043.86 966.73

+8 more TTM periods

Cost of Revenue
218.04 202.97 188.38 177.14
Gross Profit
1,028.07 935.73 855.48 789.59
R&D Expenses
304.91 279.88 257.60 257.91
SG&A Expenses
673.46 616.24 555.25 512.72
Operating Income
49.71 39.61 42.63 18.96
Non-operating Income/Expense
11.98 10.58 11.70 13.56
EBT
61.68 50.19 54.33 32.52
Income Tax Provision
1.35 0.78 0.73 0.31
Income after Tax
60.33 49.40 53.60 32.21
Net Income Common
60.33 49.40 53.60 32.21
EPS (Basic)
0.62 0.51 0.55 0.33
Gross Margin
82.50% 82.18% 81.95% 81.68%
EBIT Margin
3.99% 3.48% 4.08% 1.96%
EBT margin
4.95% 4.41% 5.20% 3.36%
Net Profit Margin
4.84% 4.34% 5.13% 3.33%
Free Cash Flow Margin
(24.49%) (25.18%) (15.92%) (39.84%)
EBITDA
75.28 63.90 67.47 42.04
EBIT
49.71 39.61 42.63 18.96
EPS (Diluted, from Cont. Ops)
0.55 0.46 0.50 0.31
EPS (Basic, Consolidated)
0.63 0.52 0.56 0.36
EPS (Basic, from Continuous Ops)
0.63 0.52 0.56 0.36
Income from Continuous Operations
60.33 49.40 53.60 32.21
Consolidated Net Income/Loss
60.33 49.40 53.60 32.21
EBITDA Margin
6.04% 5.61% 6.46% 4.35%
Operating Cash Flow Margin
(22.79%) (23.49%) (14.15%) (37.98%)

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In millions of $ except per-share values · columns are period end dates