Upstart Holdings, Inc. UPST

23.81 (0.83) (3.37%) as of 25 Sep
Market cap
$2.4B
P/E
38.4×
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An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Revenue
364.71 308.21 296.09 277.11

+8 more quarters

Revenue Growth
41.75% 44.45% 35.22% 70.90%
Cost of Revenue
61.32 55.10 51.84 49.79
Gross Profit
303.39 253.12 244.25 227.32
R&D Expenses
93.86 80.11 66.91 64.03
SG&A Expenses
194.89 180.53 158.42 139.62
Operating Income
14.64 (7.52) 18.92 23.67
Non-operating Income/Expense
2.51 0.96 0.24 8.26
EBT
17.15 (6.56) 19.16 31.93
Income Tax Provision
0.61 0.08 0.53 0.12
Income after Tax
16.54 (6.65) 18.64 31.81
Net Income Common
16.54 (6.65) 18.64 31.81
EPS (Basic)
0.17 (0.07) 0.19 0.33
EPS (Diluted)
0.16 (0.07) 0.17 0.23
Shares (Basic, Weighted)
96.57 96.90 96.03 96.68
Shares (Diluted, Weighted)
109.72 96.90 107.49 109.73
Gross Margin
83.19% 82.12% 82.49% 82.03%
EBIT Margin
4.01% (2.44%) 6.39% 8.54%
EBT margin
4.70% (2.13%) 6.47% 11.52%
Net Profit Margin
4.53% (2.16%) 6.29% 11.48%
EBITDA
21.77 (1.66) 25.38 29.80
EBIT
14.64 (7.52) 18.92 23.67
Income from Continuous Operations
16.54 (6.65) 18.64 31.81
Consolidated Net Income/Loss
16.54 (6.65) 18.64 31.81
EPS (Basic, from Continuous Ops)
0.17 (0.07) 0.20 0.33
EPS (Diluted, from Cont. Ops)
0.15 (0.07) 0.18 0.29
EPS (Basic, Consolidated)
0.17 (0.07) 0.20 0.33
EPS (Diluted, Consolidated)
0.15 (0.07) 0.18 0.29
Shares (Diluted, Average)
109.72 96.90 112.22 109.73
EBITDA Margin
5.97% (0.54%) 8.57% 10.75%
Operating Cash Flow Margin
(37.46%) (43.25%) 36.66% (44.25%)

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In millions of $ except per-share values · columns are period end dates