Saturday 17 October 2026
Export UBSI’s income statement to Excel — free account
United Bankshares, Inc.
UBSI Financial Banks Regional
United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 11.8%, free cash flow grew 14.6% and total debt fell 3.34%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for three; insiders bought in the last twelve months.
46.69
0.09
+0.19%
Follow UBSI
| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
12.16 | 11.71 | 11.57 | 12.45 |
P/S ratio |
2.98 | 2.98 | 3.15 | 3.43 | |
P/FCF ratio |
10.64 | 10.97 | 10.80 | 11.55 | |
P/Operating CF |
34.96 | 39.11 | 35.94 | 60.13 | |
P/B ratio |
0.97 | 0.99 | 1.05 | 1.15 | |
Price to Tangible BV |
1.54 | 1.56 | 1.67 | 1.81 | |
EV/Sales |
1.86 | 1.88 | 2.18 | 2.59 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
6.61 | 6.86 | 7.43 | 8.59 | |
EV/FCF |
6.62 | 6.91 | 7.49 | 8.72 | |
Quick Ratio |
0.09 | 0.09 | 0.08 | 0.08 | |
Current Ratio |
0.98 | 0.99 | 0.98 | 0.98 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
1.59% | 1.58% | 1.58% | 1.58% | |
Debt/Equity |
0.10 | 0.10 | 0.10 | 0.10 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
1.15 | 1.08 | 1.30 | 0.80 | |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.00 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
33.50% | 34.38% | 35.69% | 34.96% | |
Intangible Assets out of Total Assets |
0.06 | 0.06 | 0.06 | 0.06 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
(0.21) | (0.20) | (0.21) | (0.21) | |
Graham Number |
51.47 | 53.54 | 56.28 | 57.50 | |
Earnings Yield |
8.22% | 8.54% | 8.64% | 8.03% | |
Free Cash Flow Yield |
9.40% | 9.11% | 9.26% | 8.66% | |
Revenue per Share |
3.35 | 3.26 | 3.22 | 3.31 | |
Operating CF per Share |
1.06 | 0.98 | 1.15 | 0.76 | |
Capex per Share |
(0.02) | (0.04) | (0.03) | (0.05) | |
Free Cash Flow per Share |
1.04 | 0.94 | 1.12 | 0.71 | |
Cash per Share |
17.79 | 17.97 | 16.52 | 15.08 | |
Shareholders Equity per Share |
38.47 | 38.84 | 39.32 | 39.94 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
38.47 | 38.84 | 39.32 | 39.94 | |
Free Cash Flow |
147.50 | 133.49 | 156.02 | 98.07 | |
Working Capital |
(426.83) | (407.65) | (546.79) | (660.49) | |
Capital Expenditures |
(3.14) | (5.43) | (4.84) | (7.09) | |
Net Current Asset Value |
(1,086.79) | (1,069.94) | (1,209.97) | (1,330.08) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.02 | |
Price to Operating Income |
9.67 | 9.31 | 9.14 | 9.81 | |
| Other line items | |||||
Average Payables |
25,355.94 | 25,511.40 | 26,742.76 | 26,753.31 | |
Average Assets |
31,635.22 | 31,841.91 | 33,246.94 | 33,267.60 | |
Average Common Equity |
5,206.77 | 5,244.60 | 5,401.29 | 5,437.54 |
Columns are period end dates