Saturday 17 October 2026 Export UBSI’s income statement to Excel — free account

United Bankshares, Inc.

United Bankshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 12.0% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 11.8%, free cash flow grew 14.6% and total debt fell 3.34%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for three; insiders bought in the last twelve months.

46.69 0.09 +0.19%

Follow UBSI

Alert me

Market cap: $6.4B
P/E: 12.7×
Fwd P/E: 12.1×
Dividend yield: 3.26%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	23.17	22.34	12.65	15.16	13.79	12.82	14.28	13.93	13.65	11.71
Piotroski F-Score Full definition →	5	4	5	5	5	6	5	7	6	8
P/S ratio Full definition →	6.27	4.50	3.82	4.30	3.37	4.37	4.68	3.31	3.12	2.98
P/FCF ratio Full definition →	20.67	14.18	10.91	27.83	30.92	7.87	7.26	11.30	11.36	10.97
P/Operating CF Full definition →	75.69	26.39	42.99	64.37	20.93	83.24	39.47	31.24	37.18	39.11
P/B ratio Full definition →	1.52	1.05	1.00	1.17	0.90	0.99	1.20	1.06	1.01	0.99
Price to Tangible BV Full definition →	2.47	1.93	1.82	2.08	1.57	1.67	2.08	1.76	1.63	1.56
EV/Sales Full definition →	5.69	4.30	4.60	5.67	2.21	1.63	5.57	3.43	2.04	1.88
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	18.02	12.78	13.23	34.07	18.11	2.87	8.45	12.11	7.44	6.86
EV/FCF Full definition →	18.76	13.55	13.11	36.69	20.23	2.94	8.63	11.72	7.44	6.91
Quick Ratio Full definition →	0.13	0.12	0.07	0.06	0.11	0.16	0.05	0.07	0.09	0.09
Current Ratio Full definition →	1.05	1.04	1.02	1.05	0.97	0.94	0.96	0.98	0.98	0.99
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	7.73%	7.94%	8.70%	10.62%	3.30%	2.79%	7.45%	5.98%	1.80%	1.58%
Debt/Equity Full definition →	0.50	0.47	0.51	0.62	0.20	0.17	0.49	0.38	0.11	0.10
Asset Turnover Full definition →	0.04	0.05	0.04	0.05	0.05	0.04	0.04	0.05	0.05	0.06
Operating CF/Net income Full definition →	1.16	1.69	1.15	0.58	0.49	1.66	2.00	1.19	1.19	1.07
Capex/Depreciation Full definition →	1.88	0.79	(0.15)	0.86	6.99	(0.62)	(0.46)	0.37	0.02	(140.26)
ROE Full definition →	7.45%	5.50%	7.90%	7.86%	7.54%	8.16%	8.22%	7.89%	7.64%	8.86%
ROA Full definition →	1.09%	0.90%	1.34%	1.34%	1.26%	1.32%	1.29%	1.23%	1.24%	1.46%
ROIC Full definition →	7.24%	5.76%	5.24%	4.39%	7.61%	16.27%	5.37%	5.84%	8.96%	10.46%
Return on Tangible Assets Full definition →	21.74%	20.89%	57.19%	29.99%	(71.62%)	(27.39%)	(47.30%)	(213.52%)	(109.25%)	(233.68%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	50.47%	52.39%	46.10%	44.24%	59.39%	51.99%	49.68%	38.49%	35.07%	35.91%
Intangible Assets out of Total Assets Full definition →	0.06	0.08	0.08	0.08	0.07	0.07	0.06	0.06	0.06	0.06
Share Based Compensation of Revenue Full definition →	0.52%	0.47%	0.48%	0.54%	0.52%	0.75%	0.86%	0.81%	0.75%	0.72%
Graham Net Nets Full definition →	(0.15)	(0.26)	(0.41)	(0.35)	(0.40)	(0.53)	(0.61)	(0.45)	(0.23)	(0.20)
Graham Number Full definition →	36.90	34.15	41.60	43.59	43.51	48.21	46.03	46.51	47.85	53.54
Earnings Yield Full definition →	4.32%	4.48%	7.91%	6.60%	7.25%	7.80%	7.00%	7.18%	7.32%	8.54%
Free Cash Flow Yield Full definition →	4.84%	7.05%	9.17%	3.59%	3.23%	12.70%	13.77%	8.85%	8.80%	9.11%
Revenue per Share Full definition →	7.35	7.75	8.14	8.99	9.61	8.30	8.57	11.42	12.05	12.87
Operating CF per Share Full definition →	2.32	2.60	2.83	1.50	1.17	4.72	5.65	3.24	3.30	3.53
Capex per Share Full definition →	(0.09)	(0.15)	0.03	(0.11)	(0.12)	(0.11)	(0.12)	0.11	0.00	(0.11)
Free Cash Flow per Share Full definition →	2.23	2.46	2.85	1.39	1.05	4.61	5.53	3.34	3.30	3.41
Cash per Share Full definition →	19.51	17.09	9.81	8.24	18.41	29.07	8.73	11.89	16.99	17.97
Shareholders Equity per Share Full definition →	30.41	33.24	31.26	33.11	35.81	36.50	33.51	35.47	37.00	38.84
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	30.41	33.24	31.26	33.11	35.81	36.50	33.51	35.47	37.00	38.84
Free Cash Flow Full definition →	164.02	239.59	296.66	141.13	125.78	595.78	744.86	449.54	445.92	482.64
Working Capital Full definition →	600.66	615.96	352.98	770.77	(579.38)	(1,540.01)	(1,001.75)	(362.08)	(527.56)	(407.65)
Capital Expenditures Full definition →	(6.72)	(14.34)	2.62	(10.83)	(14.67)	(13.76)	(15.96)	14.31	0.46	(16.27)
Net Current Asset Value Full definition →	(522.40)	(898.70)	(1,322.51)	(1,380.33)	(1,536.21)	(2,475.54)	(3,321.35)	(2,288.77)	(1,189.66)	(1,069.94)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.01	0.02	0.00	0.01	0.01	0.01	0.01	(0.01)	0.00	0.01
Price to Operating Income Full definition →	15.22	11.93	9.89	12.10	10.75	10.13	11.37	10.95	10.91	9.31
Other line items
Depreciation/Fixed assets Full definition →	(0.05)	(0.17)	(0.18)	(0.13)	(0.01)	0.11	0.17	0.20	0.14	0.00
Cash ROIC Full definition →	3.42%	3.73%	4.99%	2.24%	1.71%	6.41%	9.44%	5.51%	5.70%	5.63%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.00	0.01	0.01	0.01	0.01	0.00	0.00	0.02	0.03	0.02
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	87,555.16	67,480.72	39,576.07	27,383.74	69,180.12	162,702.50	77,119.50	17,301.87	14,797.45	16,922.10
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	10,069.20	12,313.73	13,912.67	13,923.59	17,218.79	21,967.71	22,826.72	22,561.25	23,390.59	25,511.40
Average Assets Full definition →	13,543.42	16,783.93	19,154.73	19,456.41	22,923.29	27,756.58	29,409.14	29,707.93	29,975.01	31,841.91
Average Common Equity Full definition →	1,974.19	2,738.14	3,246.08	3,307.73	3,830.73	4,508.12	4,617.41	4,643.72	4,882.23	5,244.60

Fold the line items

Columns are period end dates

Stockrow Weekly