TFS Financial Corporation TFSL
16.72
0.00
0.00%
as of 25 Sep
- Market cap
- $4.7B
- P/E
- 46.4×
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| Sep '16 | Sep '17 | Sep '18 | Sep '19 | Sep '20 | Sep '21 | Sep '22 | Sep '23 | Sep '24 | Sep '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
63.61 | 51.61 | 49.27 | 64.36 | 48.97 | 65.72 | 48.15 | 42.59 | 47.63 | 41.19 |
P/S ratio |
12.13 | 10.34 | 8.77 | 9.87 | 7.97 | 11.86 | 8.32 | 5.04 | 4.71 | 4.64 |
P/FCF ratio |
66.17 | 45.72 | 48.64 | 50.02 | 28.44 | 64.46 | 98.47 | 37.26 | 41.82 | 51.76 |
P/Operating CF |
167.43 | 223.85 | 169.41 | 163.41 | 133.30 | (138.03) | (295.95) | 230.76 | (60.96) | (330.85) |
P/B ratio |
3.02 | 2.62 | 2.32 | 2.92 | 2.42 | 3.04 | 1.96 | 1.66 | 1.92 | 1.94 |
Price to Tangible BV |
3.04 | 2.64 | 2.33 | 2.94 | 2.44 | 3.06 | 1.96 | 1.66 | 1.93 | 1.95 |
EV/Sales |
18.15 | 18.28 | 16.20 | 17.09 | 13.91 | 17.72 | 18.54 | 12.63 | 10.42 | 10.25 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
88.35 | 77.48 | 81.69 | 83.40 | 58.10 | 94.73 | 206.26 | 88.15 | 89.24 | 98.45 |
EV/FCF |
98.99 | 80.80 | 89.86 | 86.58 | 49.65 | 96.28 | 219.28 | 93.40 | 92.43 | 114.34 |
Quick Ratio |
0.03 | 0.03 | 0.03 | 0.03 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.04 |
Current Ratio |
1.43 | 1.55 | 1.55 | 1.53 | 1.47 | 1.44 | 1.63 | 1.64 | 1.54 | 1.54 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
21.07% | 26.81% | 26.33% | 26.84% | 24.05% | 21.99% | 30.36% | 31.17% | 28.04% | 27.90% |
Debt/Equity |
1.64 | 2.17 | 2.12 | 2.30 | 2.11 | 1.78 | 2.60 | 2.74 | 2.57 | 2.57 |
Asset Turnover |
0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.05 |
Operating CF/Net income |
1.06 | 1.15 | 1.09 | 1.31 | 1.49 | 1.05 | 0.53 | 1.23 | 1.13 | 0.92 |
Capex/Depreciation |
(0.47) | (0.20) | (0.33) | (0.16) | 0.63 | (0.04) | (0.09) | (0.28) | (0.16) | (0.50) |
| 4.71% | 5.25% | 4.88% | 4.56% | 4.85% | 4.67% | 4.09% | 3.91% | 4.12% | 4.77% | |
| 0.63% | 0.66% | 0.61% | 0.55% | 0.56% | 0.55% | 0.49% | 0.45% | 0.46% | 0.52% | |
ROIC |
1.84% | 1.64% | 1.45% | 1.20% | 1.33% | 1.44% | 0.92% | 0.87% | 1.01% | 1.13% |
Return on Tangible Assets |
2.18% | 1.92% | 1.78% | 1.65% | 1.85% | 1.99% | 1.28% | 1.20% | 1.39% | 1.57% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
41.85% | 38.57% | 39.03% | 36.55% | 38.40% | 42.02% | 45.98% | 33.41% | 26.73% | 26.11% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
3.25% | 2.62% | 2.44% | 2.34% | 2.38% | 3.08% | 2.54% | 1.58% | 1.25% | 1.22% |
Graham Net Nets |
0.15 | 0.16 | 0.20 | 0.14 | 0.17 | 0.14 | 0.20 | 0.22 | 0.18 | 0.18 |
Graham Number |
6.10 | 6.52 | 6.56 | 6.23 | 6.40 | 6.39 | 6.36 | 6.50 | 6.38 | 6.99 |
Earnings Yield |
1.57% | 1.94% | 2.03% | 1.55% | 2.04% | 1.52% | 2.08% | 2.35% | 2.10% | 2.43% |
Free Cash Flow Yield |
1.51% | 2.19% | 2.06% | 2.00% | 3.52% | 1.55% | 1.02% | 2.68% | 2.39% | 1.93% |
Revenue per Share |
1.47 | 1.55 | 1.69 | 1.82 | 1.84 | 1.61 | 1.56 | 2.28 | 2.73 | 2.84 |
Operating CF per Share |
0.30 | 0.36 | 0.33 | 0.37 | 0.44 | 0.30 | 0.14 | 0.33 | 0.32 | 0.30 |
Capex per Share |
(0.03) | (0.01) | (0.03) | (0.01) | 0.08 | 0.00 | (0.01) | (0.02) | (0.01) | (0.04) |
Free Cash Flow per Share |
0.27 | 0.35 | 0.30 | 0.36 | 0.52 | 0.30 | 0.13 | 0.31 | 0.31 | 0.25 |
Cash per Share |
0.82 | 0.97 | 0.98 | 1.00 | 1.81 | 1.76 | 1.33 | 1.68 | 1.67 | 1.54 |
Shareholders Equity per Share |
5.90 | 6.10 | 6.38 | 6.16 | 6.06 | 6.26 | 6.65 | 6.95 | 6.70 | 6.80 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
5.90 | 6.10 | 6.38 | 6.16 | 6.06 | 6.26 | 6.65 | 6.95 | 6.70 | 6.80 |
Free Cash Flow |
75.79 | 97.02 | 83.74 | 99.22 | 142.51 | 81.82 | 36.62 | 85.62 | 85.54 | 70.97 |
Working Capital |
3,592.46 | 4,528.34 | 4,657.69 | 4,709.00 | 4,383.41 | 3,955.07 | 5,671.40 | 6,126.91 | 5,570.03 | 5,664.29 |
Capital Expenditures |
(9.12) | (4.15) | (8.37) | (3.78) | 20.71 | (1.34) | (2.31) | (5.10) | (3.06) | (11.45) |
Net Current Asset Value |
731.95 | 720.75 | 801.49 | 669.78 | 704.23 | 712.15 | 731.01 | 699.04 | 634.79 | 650.58 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.01 | 0.02 | 0.01 | (0.04) | 0.00 | 0.01 | 0.01 | 0.00 | 0.01 |
Net Profit Margin |
19.30% | 20.51% | 18.12% | 15.66% | 16.07% | 17.87% | 16.87% | 11.63% | 10.30% | 11.30% |
Price to Operating Income |
40.98 | 33.26 | 33.62 | 48.55 | 40.42 | 52.69 | 39.17 | 34.17 | 35.66 | 32.02 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.32 | 0.34 | 0.40 | 0.37 | 0.79 | 0.87 | 0.78 | 0.52 | 0.57 | 0.58 |
Cash ROIC |
0.52% | 0.72% | 0.50% | 0.71% | 1.41% | 0.86% | 0.06% | 0.73% | 0.78% | 0.59% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.02 | 0.04 | 0.05 | 0.05 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
25,765.08 | 22,869.84 | 19,120.00 | 14,768.03 | 15,806.82 | 20,813.12 | 22,940.96 | 10,504.53 | 8,167.41 | 8,104.69 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
8,308.61 | 8,241.50 | 8,321.60 | 8,628.98 | 8,995.97 | 9,109.58 | 8,957.31 | 9,185.42 | 9,822.45 | 10,321.03 |
Average Assets |
12,637.48 | 13,299.31 | 13,914.95 | 14,339.85 | 14,592.29 | 14,349.84 | 14,923.67 | 16,353.93 | 17,004.39 | 17,273.56 |
Average Common Equity |
1,694.91 | 1,675.21 | 1,724.18 | 1,727.58 | 1,684.30 | 1,702.07 | 1,788.31 | 1,885.85 | 1,894.99 | 1,878.27 |
Columns are period end dates