Stock Yards Bancorp, Inc.

SYBT Financial Banks Regional

Stock Yards Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $564.5 million, up 11.1% from fiscal 2024. In the quarter to June 2026, revenue grew 11.3%, EPS grew 13.8%, free cash flow grew 1.75% and total debt was flat, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

76.69 0.05 +0.07%
Market cap
$2.4B
P/E
15.2×
Fwd P/E
14.5×
Dividend yield
1.68%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio
25.77 22.43 13.39 14.06 15.51 21.51 19.77 14.14 18.31 13.62
Piotroski F-Score
7 5 7 6 6 5 4 5 5 8
P/S ratio
7.26 5.50 4.24 4.70 4.57 6.55 5.34 3.48 4.13 3.38
P/FCF ratio
18.49 16.78 12.56 16.50 12.53 16.31 15.81 15.18 15.74 12.33
P/Operating CF
75.84 208.18 42.13 49.40 23.21 40.82 48.35 50.46 110.76 36.60
P/B ratio
3.36 2.56 2.02 2.28 2.07 2.35 2.39 1.78 2.23 1.77
Price to Tangible BV
3.36 2.56 2.03 2.37 2.14 2.98 3.30 2.34 2.84 2.18
EV/Sales
7.28 4.92 3.38 3.84 3.14 2.66 5.07 3.39 4.20 2.39
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
16.71 14.24 8.97 12.97 8.13 6.32 15.89 13.96 14.93 8.12
EV/FCF
18.55 15.02 10.01 13.48 8.60 6.62 15.02 14.79 16.01 8.71
Quick Ratio
0.02 0.05 0.07 0.08 0.08 0.16 0.03 0.04 0.04 0.11
Current Ratio
0.89 0.90 0.96 0.97 0.95 0.87 0.81 0.88 0.92 0.99
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
1.68% 1.53% 1.46% 2.15% 0.69% 0.21% 1.02% 2.78% 3.69% 3.43%
Debt/Equity
0.16 0.15 0.13 0.20 0.07 0.02 0.10 0.26 0.35 0.30
Asset Turnover
0.05 0.05 0.05 0.06 0.05 0.04 0.05 0.06 0.06 0.06
Operating CF/Net income
1.54 1.41 1.19 0.88 1.31 1.37 1.17 0.99 1.25 1.18
Capex/Depreciation
(0.56) (0.20) (1.18) (0.45) (0.43) (0.40) 0.30 (0.27) (0.72) (1.45)
ROE
13.67% 11.75% 15.86% 17.10% 13.90% 13.37% 12.95% 13.31% 12.74% 13.90%
ROA
1.40% 1.21% 1.70% 1.88% 1.41% 1.33% 1.31% 1.38% 1.34% 1.52%
ROIC
11.10% 14.14% 19.57% 20.34% 27.42% 0.00% 13.07% 10.53% 9.24% 21.58%
Return on Tangible Assets
(16.16%) (16.30%) (85.30%) (197.15%) (37.45%) (10.70%) (8.39%) (14.42%) (24.55%) 182.24%
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
54.77% 55.24% 51.92% 49.02% 58.40% 49.96% 51.83% 44.57% 40.03% 38.16%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.02 0.03 0.03 0.02 0.02
Share Based Compensation of Revenue
1.70% 1.86% 2.30% 1.81% 1.63% 1.88% 1.29% 1.02% 0.74% 0.78%
Graham Net Nets
(0.37) (0.43) (0.28) (0.25) (0.37) (0.55) (0.78) (0.86) (0.56) (0.31)
Graham Number
24.04 23.73 29.89 34.37 33.87 42.59 43.77 49.45 53.15 62.70
Earnings Yield
3.88% 4.46% 7.47% 7.11% 6.45% 4.65% 5.06% 7.07% 5.46% 7.34%
Free Cash Flow Yield
5.41% 5.96% 7.96% 6.06% 7.98% 6.13% 6.32% 6.59% 6.35% 8.11%
Revenue per Share
6.49 6.90 7.74 8.73 8.85 9.76 11.89 15.03 17.35 19.23
Operating CF per Share
2.83 2.38 2.91 2.59 3.42 4.10 3.79 3.65 4.88 5.65
Capex per Share
(0.28) (0.12) (0.30) (0.10) (0.19) (0.18) 0.22 (0.21) (0.33) (0.39)
Free Cash Flow per Share
2.55 2.26 2.61 2.49 3.23 3.92 4.01 3.45 4.55 5.27
Cash per Share
2.15 6.18 8.80 11.05 14.09 38.61 5.84 9.10 9.94 30.19
Shareholders Equity per Share
14.04 14.81 16.20 17.98 19.53 27.15 26.52 29.38 32.11 36.63
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
14.04 14.81 16.20 17.98 19.53 27.15 26.52 29.38 32.11 36.63
Free Cash Flow
57.00 50.89 59.06 56.25 72.91 97.52 115.03 100.70 133.24 154.71
Working Capital
(296.23) (275.09) (109.85) (92.13) (215.21) (774.70) (1,209.52) (848.18) (579.34) (41.79)
Capital Expenditures
(6.26) (2.79) (6.83) (2.19) (4.22) (4.58) 6.29 (6.00) (9.62) (11.33)
Net Current Asset Value
(386.18) (370.74) (204.81) (232.67) (334.67) (871.20) (1,411.31) (1,321.49) (1,164.48) (589.58)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.04 0.02 0.04 0.01 0.02 0.02 (0.02) 0.01 0.02 0.02
Price to Operating Income
18.73 15.48 10.98 12.05 13.48 13.90 13.00 11.08 14.53 10.70
Other line items
Depreciation/Fixed assets
0.26 0.33 0.13 0.08 0.17 0.15 0.20 0.22 0.12 0.07
Cash ROIC
13.80% 9.74% 9.63% 7.64% 9.23% 5.91% 11.46% 7.46% 8.55% 6.76%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.00 0.00 0.01 0.01 0.00 0.00 0.00 0.02 0.02 0.02
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
187,067.92 129,875.47 66,415.31 50,740.21 121,828.57 351,956.45 127,692.10 24,504.08 16,784.86 17,000.33
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
2,446.13 2,549.42 2,686.33 2,964.15 3,561.29 4,888.07 6,089.38 6,531.00 6,918.57 7,478.77
Average Assets
2,928.14 3,139.56 3,271.29 3,513.56 4,166.41 5,627.33 7,071.14 7,833.18 8,516.76 9,199.77
Average Common Equity
300.20 323.76 350.07 386.40 423.50 558.29 718.15 809.27 899.29 1,008.09

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