SouthState Bank Corporation

SSB Financial Banks Regional

SouthState Bank Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.8 billion, up 53.8% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 11.3%, free cash flow grew 408.3% and total debt rose 61.1%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for ten.

102.29 1.00 +0.99%
Market cap
$9.8B
P/E
10.7×
Fwd P/E
10.1×
Dividend yield
2.40%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
P/E ratio
11.88 14.17 13.10 11.45 11.87 54.77 16.06 12.26 29.12 20.69
Piotroski F-Score
7 6 5 5 5 5 4 7 4 6
P/S ratio
2.53 3.11 2.90 3.32 3.92 3.24 4.08 3.07 4.58 4.61
P/FCF ratio
11.58 15.46 12.43 3.30 12.86 7.25 17.26 7.73 14.19 18.66
P/Operating CF
40.98 21.42 (23.58) 36.72 (457.65) 21.89 56.23 36.54 51.91 82.18
P/B ratio
1.05 1.29 1.17 1.12 1.17 0.85 1.26 0.93 1.12 1.85
Price to Tangible BV
1.70 1.95 1.84 1.87 1.82 1.36 2.27 1.68 2.10 2.77
EV/Sales
1.74 2.60 2.59 2.66 (0.54) (0.23) 4.18 2.87 4.30 3.91
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
21.72 12.41 10.58 2.62 (1.87) (0.51) 16.94 7.22 12.29 12.87
EV/FCF
7.96 12.94 11.12 2.64 (1.78) (0.51) 17.65 7.23 13.31 15.82
Quick Ratio
0.06 0.04 0.03 0.04 0.19 0.15 0.06 0.03 0.03 0.05
Current Ratio
0.93 0.92 0.89 0.85 0.86 0.94 0.97 0.96 0.93 0.92
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
0.46% 0.56% 0.78% 0.49% 0.91% 1.02% 4.75% 1.81% 1.50% 0.62%
Debt/Equity
0.03 0.04 0.06 0.04 0.08 0.08 0.32 0.11 0.09 0.05
Asset Turnover
0.07 0.05 0.05 0.04 0.04 0.05 0.05 0.05 0.05 0.05
Operating CF/Net income
0.38 0.96 1.11 3.49 0.87 4.45 0.97 1.59 2.26 1.36
Capex/Depreciation
3.01 (0.27) (0.33) (0.13) 0.22 0.75 (0.27) (0.01) (0.43) (0.84)
ROE
10.68% 9.36% 9.32% 10.04% 10.06% 3.44% 7.87% 7.65% 5.09% 9.23%
ROA
1.41% 1.17% 1.11% 1.16% 1.19% 0.45% 1.22% 1.23% 0.75% 1.16%
ROIC
10.69% 9.40% 8.13% 10.52% 0.00% 28.76% 6.02% 7.14% 6.21% 12.43%
Return on Tangible Assets
(28.30%) (20.56%) (13.15%) (9.96%) (11.11%) (8.66%) (457.53%) (63.31%) (16.21%) (25.55%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
41.15% 40.72% 48.45% 55.53% 47.30% 75.40% 54.44% 54.79% 57.48% 60.82%
Intangible Assets out of Total Assets
0.05 0.04 0.04 0.05 0.04 0.05 0.07 0.07 0.07 0.04
Share Based Compensation of Revenue
0.98% 1.15% 1.61% 2.09% 1.79% 1.91% 1.20% 1.23% 1.23% 1.37%
Graham Net Nets
(0.68) (0.70) (0.98) (1.35) (1.14) (1.02) (0.50) (0.42) (0.44) (0.33)
Graham Number
126.40 110.42 103.07 100.85 101.80 50.21 91.34 84.42 72.46 67.00
Earnings Yield
8.42% 7.06% 7.63% 8.73% 8.43% 1.83% 6.22% 8.16% 3.43% 4.83%
Free Cash Flow Yield
8.64% 6.47% 8.04% 30.33% 7.77% 13.80% 5.79% 12.93% 7.05% 5.36%
Revenue per Share
37.18 32.03 29.34 22.89 20.44 22.30 21.25 19.52 19.07 18.93
Operating CF per Share
2.98 6.71 7.19 23.22 5.91 9.81 5.24 7.77 6.67 5.75
Capex per Share
5.15 (0.27) (0.35) (0.15) 0.32 0.17 (0.21) (0.01) (0.51) (1.07)
Free Cash Flow per Share
8.13 6.44 6.84 23.06 6.23 9.98 5.03 7.75 6.16 4.68
Cash per Share
32.49 19.59 13.55 18.03 96.59 84.37 19.93 11.20 12.72 15.60
Shareholders Equity per Share
89.66 77.20 72.76 68.07 68.23 84.88 68.66 64.78 77.78 47.28
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
89.66 77.20 72.76 68.07 68.23 84.88 68.66 64.78 77.78 47.28
Free Cash Flow
821.17 491.10 520.30 1,719.37 438.40 546.30 173.69 283.26 182.74 112.28
Working Capital
(3,815.83) (3,103.52) (4,276.93) (5,499.23) (4,837.53) (1,971.59) (358.08) (523.63) (795.69) (579.85)
Capital Expenditures
520.32 (20.86) (26.45) (11.53) 22.71 9.36 (7.34) (0.45) (15.15) (25.74)
Net Current Asset Value
(6,496.96) (5,278.72) (6,355.93) (7,649.56) (6,418.18) (4,024.77) (1,487.69) (916.08) (1,133.74) (697.66)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
(0.14) 0.01 0.01 0.01 (0.02) (0.01) 0.01 0.00 0.03 0.06
Price to Operating Income
9.14 10.84 10.25 8.53 8.40 20.85 12.76 8.62 12.16 12.92
Other line items
Depreciation/Fixed assets
0.17 0.15 0.15 0.18 0.18 0.02 0.09 0.18 0.14 0.17
Cash ROIC
6.49% 6.42% 7.53% 25.92% 3.66% 5.66% 4.55% 9.31% 6.30% 7.18%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.02 0.02 0.01 0.00 0.00 0.00 0.01 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
18,703.20 19,137.71 27,496.76 216,252.83 247,826.09 134,068.09 51,352.27 78,736.28 247,411.61 321,878.61
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
46,603.34 37,554.89 36,699.77 35,702.73 32,874.36 21,435.49 11,912.02 11,589.85 9,433.60 7,217.43
Average Assets
56,789.31 45,641.61 44,410.36 42,878.58 39,814.17 26,855.88 15,299.11 14,571.46 11,683.59 8,728.97
Average Common Equity
7,474.76 5,711.76 5,304.01 4,938.93 4,725.41 3,510.45 2,369.65 2,337.61 1,721.75 1,096.99

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Columns are period end dates