Saturday 17 October 2026
Export SSB’s income statement to Excel — free account
SouthState Bank Corporation
SouthState Bank Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.8 billion, up 53.8% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 11.3%, free cash flow grew 408.3% and total debt rose 61.1%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for ten.
102.29
1.00
+0.99%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
20.69 | 29.12 | 12.26 | 16.06 | 54.77 | 11.87 | 11.45 | 13.10 | 14.17 | 11.88 |
Piotroski F-Score |
6 | 4 | 7 | 4 | 5 | 5 | 5 | 5 | 6 | 7 |
P/S ratio |
4.61 | 4.58 | 3.07 | 4.08 | 3.24 | 3.92 | 3.32 | 2.90 | 3.11 | 2.53 |
P/FCF ratio |
18.66 | 14.19 | 7.73 | 17.26 | 7.25 | 12.86 | 3.30 | 12.43 | 15.46 | 11.58 |
P/Operating CF |
82.18 | 51.91 | 36.54 | 56.23 | 21.89 | (457.65) | 36.72 | (23.58) | 21.42 | 40.98 |
P/B ratio |
1.85 | 1.12 | 0.93 | 1.26 | 0.85 | 1.17 | 1.12 | 1.17 | 1.29 | 1.05 |
Price to Tangible BV |
2.77 | 2.10 | 1.68 | 2.27 | 1.36 | 1.82 | 1.87 | 1.84 | 1.95 | 1.70 |
EV/Sales |
3.91 | 4.30 | 2.87 | 4.18 | (0.23) | (0.54) | 2.66 | 2.59 | 2.60 | 1.74 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
12.87 | 12.29 | 7.22 | 16.94 | (0.51) | (1.87) | 2.62 | 10.58 | 12.41 | 21.72 |
EV/FCF |
15.82 | 13.31 | 7.23 | 17.65 | (0.51) | (1.78) | 2.64 | 11.12 | 12.94 | 7.96 |
Quick Ratio |
0.05 | 0.03 | 0.03 | 0.06 | 0.15 | 0.19 | 0.04 | 0.03 | 0.04 | 0.06 |
Current Ratio |
0.92 | 0.93 | 0.96 | 0.97 | 0.94 | 0.86 | 0.85 | 0.89 | 0.92 | 0.93 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.62% | 1.50% | 1.81% | 4.75% | 1.02% | 0.91% | 0.49% | 0.78% | 0.56% | 0.46% |
Debt/Equity |
0.05 | 0.09 | 0.11 | 0.32 | 0.08 | 0.08 | 0.04 | 0.06 | 0.04 | 0.03 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.07 |
Operating CF/Net income |
1.36 | 2.26 | 1.59 | 0.97 | 4.45 | 0.87 | 3.49 | 1.11 | 0.96 | 0.38 |
Capex/Depreciation |
(0.84) | (0.43) | (0.01) | (0.27) | 0.75 | 0.22 | (0.13) | (0.33) | (0.27) | 3.01 |
| 9.23% | 5.09% | 7.65% | 7.87% | 3.44% | 10.06% | 10.04% | 9.32% | 9.36% | 10.68% | |
| 1.16% | 0.75% | 1.23% | 1.22% | 0.45% | 1.19% | 1.16% | 1.11% | 1.17% | 1.41% | |
ROIC |
12.43% | 6.21% | 7.14% | 6.02% | 28.76% | 0.00% | 10.52% | 8.13% | 9.40% | 10.69% |
Return on Tangible Assets |
(25.55%) | (16.21%) | (63.31%) | (457.53%) | (8.66%) | (11.11%) | (9.96%) | (13.15%) | (20.56%) | (28.30%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
60.82% | 57.48% | 54.79% | 54.44% | 75.40% | 47.30% | 55.53% | 48.45% | 40.72% | 41.15% |
Intangible Assets out of Total Assets |
0.04 | 0.07 | 0.07 | 0.07 | 0.05 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 |
Share Based Compensation of Revenue |
1.37% | 1.23% | 1.23% | 1.20% | 1.91% | 1.79% | 2.09% | 1.61% | 1.15% | 0.98% |
Graham Net Nets |
(0.33) | (0.44) | (0.42) | (0.50) | (1.02) | (1.14) | (1.35) | (0.98) | (0.70) | (0.68) |
Graham Number |
67.00 | 72.46 | 84.42 | 91.34 | 50.21 | 101.80 | 100.85 | 103.07 | 110.42 | 126.40 |
Earnings Yield |
4.83% | 3.43% | 8.16% | 6.22% | 1.83% | 8.43% | 8.73% | 7.63% | 7.06% | 8.42% |
Free Cash Flow Yield |
5.36% | 7.05% | 12.93% | 5.79% | 13.80% | 7.77% | 30.33% | 8.04% | 6.47% | 8.64% |
Revenue per Share |
18.93 | 19.07 | 19.52 | 21.25 | 22.30 | 20.44 | 22.89 | 29.34 | 32.03 | 37.18 |
Operating CF per Share |
5.75 | 6.67 | 7.77 | 5.24 | 9.81 | 5.91 | 23.22 | 7.19 | 6.71 | 2.98 |
Capex per Share |
(1.07) | (0.51) | (0.01) | (0.21) | 0.17 | 0.32 | (0.15) | (0.35) | (0.27) | 5.15 |
Free Cash Flow per Share |
4.68 | 6.16 | 7.75 | 5.03 | 9.98 | 6.23 | 23.06 | 6.84 | 6.44 | 8.13 |
Cash per Share |
15.60 | 12.72 | 11.20 | 19.93 | 84.37 | 96.59 | 18.03 | 13.55 | 19.59 | 32.49 |
Shareholders Equity per Share |
47.28 | 77.78 | 64.78 | 68.66 | 84.88 | 68.23 | 68.07 | 72.76 | 77.20 | 89.66 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
47.28 | 77.78 | 64.78 | 68.66 | 84.88 | 68.23 | 68.07 | 72.76 | 77.20 | 89.66 |
Free Cash Flow |
112.28 | 182.74 | 283.26 | 173.69 | 546.30 | 438.40 | 1,719.37 | 520.30 | 491.10 | 821.17 |
Working Capital |
(579.85) | (795.69) | (523.63) | (358.08) | (1,971.59) | (4,837.53) | (5,499.23) | (4,276.93) | (3,103.52) | (3,815.83) |
Capital Expenditures |
(25.74) | (15.15) | (0.45) | (7.34) | 9.36 | 22.71 | (11.53) | (26.45) | (20.86) | 520.32 |
Net Current Asset Value |
(697.66) | (1,133.74) | (916.08) | (1,487.69) | (4,024.77) | (6,418.18) | (7,649.56) | (6,355.93) | (5,278.72) | (6,496.96) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.06 | 0.03 | 0.00 | 0.01 | (0.01) | (0.02) | 0.01 | 0.01 | 0.01 | (0.14) |
Price to Operating Income |
12.92 | 12.16 | 8.62 | 12.76 | 20.85 | 8.40 | 8.53 | 10.25 | 10.84 | 9.14 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.17 | 0.14 | 0.18 | 0.09 | 0.02 | 0.18 | 0.18 | 0.15 | 0.15 | 0.17 |
Cash ROIC |
7.18% | 6.30% | 9.31% | 4.55% | 5.66% | 3.66% | 25.92% | 7.53% | 6.42% | 6.49% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
321,878.61 | 247,411.61 | 78,736.28 | 51,352.27 | 134,068.09 | 247,826.09 | 216,252.83 | 27,496.76 | 19,137.71 | 18,703.20 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
7,217.43 | 9,433.60 | 11,589.85 | 11,912.02 | 21,435.49 | 32,874.36 | 35,702.73 | 36,699.77 | 37,554.89 | 46,603.34 |
Average Assets |
8,728.97 | 11,683.59 | 14,571.46 | 15,299.11 | 26,855.88 | 39,814.17 | 42,878.58 | 44,410.36 | 45,641.61 | 56,789.31 |
Average Common Equity |
1,096.99 | 1,721.75 | 2,337.61 | 2,369.65 | 3,510.45 | 4,725.41 | 4,938.93 | 5,304.01 | 5,711.76 | 7,474.76 |
Columns are period end dates