SLM Corporation

SLM Financial Credit Services

SLM Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 4.10% from fiscal 2024. In the quarter to June 2026, revenue fell 1.93%, EPS fell 9.38%, free cash flow grew 2.81% and total debt fell 8.84%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three.

21.81 0.41 −1.85%
Market cap
$4.2B
P/E
6.0×
Fwd P/E
7.1×
Dividend yield
2.38%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
ROE

+8 more TTM periods

30.55% 35.49% 33.80% 33.15%
Piotroski F-Score
4 6 6 6
ROA
2.04% 2.44% 2.51% 2.48%
ROIC
9.42% 18.61% 23.15% 17.76%
Return on Tangible Assets
7.98% 11.75% 11.38% 10.66%
Average Days of Receivables
0.00 0.00 0.00 0.00
Free Cash Flow per Share
(1.59) (1.92) (1.68) (1.72)
Free Cash Flow
(329.58) (398.58) (328.49) (324.59)
Other line items
Cash ROIC
(2.54%) (3.25%) (2.43%) (2.46%)
Accounts Receivable Turnover
0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.06 0.05 0.06 0.05
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
6,380.24 6,830.23 6,699.82 6,556.63
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.23) (0.25) (0.24) (0.25)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
36.12% 31.78% 31.49% 31.78%
Share Based Compensation of Revenue
1.30% 1.30% 1.37% 1.45%
Operating CF/Net income
(0.54) (0.55) (0.45) (0.45)
Depreciation/Fixed assets
0.38 0.37 0.38 0.37
Capex/Depreciation
0.00 0.00 0.00 0.00
Revenue per Share
14.80 15.01 15.77 16.27
Operating CF per Share
(1.59) (1.92) (1.68) (1.72)
Capex per Share
0.00 0.00 0.00 0.00
Capex to Sales
0.00 0.00 0.00 0.00

Fold the line items

Columns are period end dates